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Saturday, December 2, 2017

#Discussion

#Discussion


Pickup Trucks: Nissan Titan AT-M6 Walker Video

Posted: 02 Dec 2017 06:00 AM PST

In the name of full disclosure, we are notbig “Star Wars” fans. Still, there was something endearing about how absolutely unapologetic Nissan has been about its “Star Wars” tie-ins. This year Nissan is displaying seven “Star Wars” vehiclesat the 2017 Los Angeles Auto Show, with the biggest and most powerful being the Titan AT-M6 walker. We’ll just let the video tell the story.

Cars.com photo by Christian Lantry

Good guy is punished for good deed

Posted: 02 Dec 2017 12:01 AM PST

Dear Amy: Several years ago my supervisor, “Mary,” asked me to help her move to a new home. I was happy to assist her with my truck to load up boxes and furniture, etc.

When we finished with the move, Mary asked if I wanted an antique hall “clothes tree” as a thank you for my helping. She said the hall tree was too big for her new place, and wanted me to have it.

I gladly accepted this very generous gift, and it occupies a special place in my home.

However, last week Mary contacted me, stating that she has always regretted giving me the hall tree. She said that it has very sentimental value for her and asked if I would please return it.

I have not responded to this odd request and am at a loss as to what to do.

I would never think of giving a gift and then years later, ask to have the gift back.

I now feel somewhat guilty. Should I give it back?

I retired from my job in 2012 and have had very little contact with Mary since retiring. Mary’s request really troubles me. Your take?

— Retired Man

Dear Retired: It is fairly ridiculous of “Mary” to ask for this piece of furniture back, all these years after giving it to you. You would be completely justified in telling her, “I’m sorry you regret giving this to me, but I have possessed it for many years and I intend to keep it.”

However — and this is a big however — you are obviously a thoughtful and kind person (I know this because you stepped up to help her move). I have a feeling that — now that Mary has unfairly imposed this upon you — you might not enjoy having this item in your house.

Give it a few weeks. If Mary has ruined your ability to enjoy this possession, contact her: “Your request to take back this clothes tree has ruined my enjoyment of it. So — let me know when you’ll come by to get it, and I’ll leave it on the porch.” Do not bring it to her.

Dear Amy: My husband and I run a small business in another state. We run our business remotely with the help of an amazing employee of more than seven years. She has expressed a desire to visit Southern California (where we live) and enjoy a certain theme park’s new ride area.

We were planning to give her this trip for Christmas, but she’s quite “weight-challenged,” and after reading many blogs about this specific attraction, it seems that overweight people are often denied the ride she most wants to be on, and in an embarrassing fashion.

The park itself doesn’t publish weight restrictions on their website. We’re worried our employee might be turned away.

I don’t want her to think we’re being cheap, as we’ve talked about the possibility of her coming a few times — but outside of sharing these blog posts with her, how can I express to her that I’m concerned she would have the worst time of her life, as others have relayed in their posts?

— Stymied

Dear Stymied: It seems possible that — out of your benign concern to your employee — you are overthinking this by a mile. If she is competent enough to run your business for you and brave enough to want to visit this theme park, then perhaps you should trust her to use her own judgment and discernment regarding her physical challenges.

One way around this dilemma would be for you to give her enough money to use for a trip to Southern California, as well as the time off to use it. Tell her, “We know you want to come for a visit, and we’d like to encourage you to do so, although the ultimate choice is yours. If you decide to visit, we will make sure you get the time off, and would love to see you.”

Dear Amy: I was amused by the letter from “Left Out,” whose in-laws always host a holiday celebration on Sunday, preventing her adult son (who lives far away) from attending, because he would have to miss work on a Monday in order to travel.

Because this is known literally a year in advance, can’t her son ask for a Monday off?

— Chuckling

Dear Chuckling: Yes, this is the obvious solution. But it seemed to me that “Left Out” would rather feel wounded.

(You can contact Amy Dickinson via email: askamy@amydickinson.com. Readers may send postal mail to Amy Dickinson, c/o Tribune Content Agency, 16650 Westgrove Drive, Suite 175, Addison, Texas, 75001. You can also follow her on Twitter @askingamy or “like” her on Facebook.)

OMARR’S DAILY ASTROLOGICAL FORECAST, For release 12/02/17 for 12/02/17

Posted: 02 Dec 2017 12:01 AM PST

BIRTHDAY GUY: Actor Dennis Christopher was born in Philadelphia on this date in 1955. This birthday guy is known for his roles in such films as “Django Unchained,” “Chariots of Fire,” and “Breaking Away.” He portrayed Martin Treadwell on the series “Graves,” played the recurring role of Bellegarde on “Deadwood,” and has appeared on episodes of “Perception,” “Unforgettable,” and “Criminal Minds.”

ARIES (March 21-April 19): Manners can make a mighty difference. You might rush full steam ahead to get things accomplished if you think you have competition. Because you are in a hurry you might upset someone or seem brash and rude.

TAURUS (April 20-May 20): Responsibilities or repairs might wreck relaxation time. Spend more time doing things you love rather than tasks you hate. Spend 10 minutes cleaning the car and an hour walking in the woods to balance things out.

GEMINI (May 21-June 20): Logic might be odds with wishful thinking. You might be lost in an endless series of “if only” mental scenarios that only emphasize dissatisfaction. Temper your desire to please others with a little common sense.

CANCER (June 21-July 22): Take small sips from a full cup to prevent spillage. It takes time to fill your bank account, but it is easily drained. You never know when you are going to need more resources so don’t risk them with one big gulp.

LEO (July 23-Aug. 22): The pot called the kettle black. Engage in some soul-searching and self-examination before you call someone to task for minor infractions of your rules. You can afford to give someone the benefit of the doubt.

VIRGO (Aug. 23-Sept. 22): You can’t pick a rose in an onion patch. Wishing that onions were sweet-smelling flowers won’t change the flavor of the crop. Don’t pretend to be something you aren’t just to impress or appease someone you admire.

LIBRA (Sept. 23-Oct. 22): Act with restraint, but think with generosity. It may be tempting to overreact to surprises and changes. You may be challenged to remain flexible and thoughtful when dealing with people outside your family circle.

SCORPIO (Oct. 23-Nov. 21): Design your own future. Gucci designed luxury handbags and Frank Lloyd Wright designed awesome homes, but only you can choose the design of your life. You have more control over what happens than you think.

SAGITTARIUS (Nov. 22-Dec. 21): There is no place for extravagance when you have obligations to fulfill. You can’t afford to spend money foolishly. Take the time to find bargains, research products and stretch your pennies until they squeak.

CAPRICORN (Dec. 22-Jan. 19): You are brimming with determination to succeed and may find it difficult to unwind. Family members or friends may offer interesting amusements and could offer a much-needed break from intense work sessions.

AQUARIUS (Jan. 20-Feb. 18): Cancel a trip to the mall. It is difficult to get into the holiday spirit when you fear that Mr. Scrooge will come knocking on your door. You might be unrealistic about spending and impractical about family needs.

PISCES (Feb. 19-March 20): Don’t be evasive about the ends that justify the means. Romantic aspirations could be just within reach, but you may be tongue tied or bashful. Be honest and straightforward a whether dealing with money or love.

IF DECEMBER 2 IS YOUR BIRTHDAY: Not everything is quite what it seems during the next four to five weeks, but that might not be a bad thing. Unleash your creativity and enjoy romantic moments under the mistletoe. You may have hopes and dreams that beg for action but should wait until January when the facts will be clear and your tendency to fantasize will be less intrusive. Your decision-making faculties will be sharper than usual and a passing opportunity may well be worth grabbing. April is a good time to make shrewd career and financial decisions and your romantic yearnings could have a happy ending in May. May is also a time when you may be contented with life and could be a lovely time for a vacation.

*Love Is… – Comic Panel – 20171202cplis-a.tif

Posted: 02 Dec 2017 12:01 AM PST

*Pluggers – Color Comic Panel – 20171202cpplc-a.tif

Posted: 02 Dec 2017 12:01 AM PST

Joint tenant with rights of survivorship needs to pay mortgage when original owner passes

Posted: 02 Dec 2017 12:01 AM PST

Q: My father died of cancer in January 2017. He is the only one on the mortgage with a big box lender. I was a joint tenant with rights of survivorship with him on the title to his home when he died. I am now the sole owner of the home and the title is now in my name.

Before my dad died, his loan balance with the lender was about $75,000 and the home’s value was about $250,000. Can I negotiate with the lender to pay them less than what they are owed seeing that the owner has died?

A: Our condolences on your loss. You should know that you became the sole owner of the property when your dad died. That transfer happened automatically as a function of being joint tenants with rights of survivorship.

Generally, you don’t need to do anything at this point. Whenever you decide to sell the home, you would need to present a copy of the death certificate and you’d be allowed to sell the home and sign your own name.

You can check with the office that records land records where the home is located to see if they need anything other than the death certificate to show that you are the sole owner of the home. But for practical purposes, you usually don’t need to do anything to transfer title into your name.

On the issue relating to the loan, your question implies that the lender would be happy to get any money after the borrower has died. But that’s not how mortgage loan works. The lender will insist on receiving full payment of the balance that is still owed on the loan. If the home is worth three times what is owed on the loan, the lender has the ability to wait until the home is sold to get paid or to foreclose on the home if you fail to make the payments on the loan.

In either situation, the lender will likely get paid back in full what it is owed. When your father took out the loan, he personally promised to repay the loan. At the time he signed the loan papers, he also gave the lender a lien on the property — a mortgage or trust deed. That mortgage or trust deed gives the lender the right to use the collateral — the home — to satisfy the debt. We doubt the lender would simply say that they, too, are sorry for your loss and for that they would take less than what is owed to them.

If the home was worth less than what was owed on the debt, the lender would take less; but given the large amount of equity that exists in the home, you’ll have to pay off the lender. The good news is that the lender will continue to accept payments on the same schedule. Because you now own the home, and you are a relative, the lender will likely be happy to accept the payments from you.

If you do nothing, and don’t continue to make payments, the lender is likely to foreclose on the property and force a sale. Since equity in the property (the difference between the value of the home and the loan amount) today is about $175,000, you have a lot of money to lose by doing nothing. Thanks for your question.

(Ilyce Glink is the creator of an 18-part webinar+ebook series called “The Intentional Investor: How to be wildly successful in real estate,” as well as the author of many books on real estate. She also hosts the “Real Estate Minute,” on her YouTube channel. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink.com.)

LATEST LINE

Posted: 02 Dec 2017 12:01 AM PST

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             By J. McCarthy  

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Ohio State is 1-4 against the spread its last 5 conference games. Wisconsin is 20-7-1 against the spread its last 28 games after accumulating more than 450 total yards the previous game. The underdog is a solid 12-3-1 against the spread the last 16 games in this series. Take Wisconsin +6 for another Best Bet winner. Other plays include Boise State -9 1/2 vs. Fresno State and Oklahoma -7 vs. TCU.

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                      NFL  

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 Favorite            Points   (O/U)       Underdog  

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                 Sunday, Dec 3rd.                       Week 13   BALTIMORE             3      (43)         Detroit   CHICAGO               3      (40.5) San Francisco   ATLANTA               3      (47)       Minnesota   New England           8 1/2  (48.5)       BUFFALO   Denver                1 1/2  (39.5)         MIAMI   TENNESSEE             6 1/2  (43)         Houston   JACKSONVILLE          9 1/2  (41)    Indianapolis   GREEN BAY             2 1/2  (45)       Tampa Bay   Kansas City           3 1/2  (43.5)       NY JETS   NEW ORLEANS           5      (48)        Carolina   LA CHARGERS           14     (43.5)     Cleveland   LA Rams               7      (44.5)       ARIZONA   OAKLAND               8 1/2  (42)       NY Giants   Philadelphia          5 1/2  (47)         SEATTLE                   Monday, Dec 4th.   Pittsburgh            4 1/2  (43.5)    CINCINNATI  

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                College Football  

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 Favorite            Points   (O/U)       Underdog  

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 GEORGIA ST            6      (46)           Idaho   APPALACHIAN ST        14 1/2 (58.5)  UL-Lafayette   Georgia Southern      2      (52)COASTAL CAROLINA   ARKANSAS ST        Pick'em   (60)            Troy   NEW MEXICO ST         9 1/2  (54)   South Alabama          Conference USA Championship Game             FAU Stadium-Boca Raton, FL.   Florida Atlantic      11 1/2 (72.5)   North Texas         American Athletic Championship Game            Spectrum Stadium-Orlando, FL.   Central Florida       7      (81)         Memphis                MAC Championship Game               Ford Field-Detroit, MI.   Toledo                21 1/2 (58.5)         Akron                SEC Championship Game           Mercedes-Benz Stadium-Atlanta, GA.   Auburn                1      (48)         Georgia           Mountain West Championship Game            Albertsons Stadium-Boise, ID.   Boise St              9 1/2  (50.5)     Fresno St                ACC Championship Game         Bank of America Stadium-Charlotte, NC.   Clemson               9 1/2  (46.5) Miami-Florida              Big 10 Championship Game          Lucas Oil Stadium-Indianapolis, IN.   Ohio St               6      (51)       Wisconsin              Big 12 Championship Game             AT&T Stadium-Arlington, TX.   Oklahoma              7      (63.5)           Tcu                   Write-In Games   Massachusetts         1      (55.5)  FLORIDA INTL   FLORIDA ST            26 1/2 (64.5)     UL-Monroe  

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                      NBA  

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 Favorite            Points   (O/U)       Underdog  

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 BOSTON                13     (214)        Phoenix   DALLAS                5      (207)    LA Clippers   BROOKLYN              4 1/2  (219)        Atlanta   PHILADELPHIA          5      (214.5)      Detroit   CLEVELAND             11 1/2 (208)        Memphis   MILWAUKEE             11 1/2 (197.5)   Sacramento   a-DENVER             OFF     (OFF)      LA Lakers   PORTLAND              3 1/2  (208)    New Orleans  

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a-LA Lakers Forward K. Kuzma is questionable.

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               College Basketball  

————————————————-

 Favorite            Points               Underdog  

————————————————-

 XAVIER                2                Cincinnati   South Alabama         2 1/2          FLORIDA INTL   MICHIGAN              7 1/2               Indiana   Colorado              3               COLORADO ST   MARQUETTE             4                   Georgia   MARSHALL              2 1/2                 Akron   Wichita St            1                   BALL ST   BALL ST               9 1/2                 Iupui   DEPAUL                15 1/2        Youngstown St   St. Bonaventure       1                   BUFFALO   BUTLER                12 1/2          Saint Louis   ILLINOIS ST           3                     Tulsa   JAMES MADISON         3                 Charlotte   KENT ST               8              Cleveland St   b-WESTERN MICHIGAN   OFF                  Oakland   LOYOLA CHICAGO        10         Illinois Chicago   VA COMMONWEALTH       3 1/2          Old Dominion   WESTERN KENTUCKY      9                 Wright St   WASHINGTON ST         7                  UC Davis   KENTUCKY              20 1/2              Harvard   NORTHEASTERN          7 1/2               Cornell   SOUTHERN ILLINOIS     12 1/2          San Jose St   WAKE FOREST           9 1/2              Richmond   WISCONSIN             10 1/2              Ohio St   IOWA                  1                   Penn St   TCU                   14 1/2                 Yale   OREGON ST             9 1/2      Loyola Marymount   Villanova             13 1/2         ST. JOSEPH'S   WYOMING               11                    Drake   APPALACHIAN ST        7             South Florida   Fresno St             5 1/2         LONG BEACH ST   RHODE ISLAND          3 1/2            Providence   SOUTH CAROLINA        13 1/2        Massachusetts   UTAH                  14 1/2               Hawaii   Arkansas              3 1/2               HOUSTON   Virginia Tech         2 1/2           MISSISSIPPI   UT ARLINGTON          18 1/2          North Texas   ARIZONA ST            14 1/2        San Francisco   Byu                   1 1/2               UTAH ST   New Mexico            3                      UTEP   Nevada                11 1/2           CAL IRVINE   CAL POLY SLO          7 1/2            Pepperdine   CAL SANTA BARBARA     2 1/2             San Diego   SMU                   2              Southern Cal   Arizona               3 1/2                  UNLV   Saint Mary's, CA      7 1/2            CALIFORNIA              Belfast Basketball Classic         SSE Arena-Belfast, Northern Ireland.                     Final Round   La Salle              9 1/2            Holy Cross   Towson                13 1/2            Manhattan             Hoophall Miami Invitational          American Airlines Arena-Miami, FL.   Kansas                11 1/2             Syracuse   Miami-Florida         15                Princeton                     Added Games   DENVER                5 1/2             Air Force   DUKE                  19 1/2         South Dakota   ARKANSAS LITTLE ROCK  4              Oral Roberts   Rider                 2 1/2                DREXEL   CONNECTICUT           7                  Monmouth   TENN CHATTANOOGA      7          Tennessee Martin   FURMAN                7            Tennessee Tech   MEMPHIS               2 1/2                Mercer   NORTHERN KENTUCKY     15 1/2          Morehead St   ELON                  5 1/2           St. Peter's   CANISIUS              7 1/2             Dartmouth   WESTERN ILLINOIS      5                Miami-Ohio   SOUTH DAKOTA ST       2 1/2           Missouri St   WISC MILWAUKEE        5                Montana St   BELMONT               14 1/2       Wisc Green Bay  

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b-Oakland Guard K. Nunn is questionable.

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                       NHL  

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 Favorite             Goals    (O/U)      Underdog  

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 PHILADELPHIA        Even-1/2  (5.5)        Boston   MINNESOTA           Even-1/2  (5.5)     St. Louis   WASHINGTON          Even-1/2  (5.5)      Columbus   PITTSBURGH          1 1/2-2   (6)         Buffalo   Toronto             Even-1/2  (6)       VANCOUVER   TAMPA BAY            1/2-1    (5.5)      San Jose   MONTREAL             1/2-1    (5.5)       Detroit   NASHVILLE            1/2-1    (5.5)       Anaheim   ARIZONA             Even-1/2  (5.5)    New Jersey   CAROLINA             1/2-1    (6)         Florida   DALLAS              Even-1/2  (6)         Chicago   CALGARY             Even-1/2  (6)        Edmonton  

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                       MMA  

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           UFC 218: Holloway vs. Aldo 2          Little Caesars Arena-Detroit, MI.     J. Aldo             +260   M. Holloway         -330   A. Overeem          +200   F. Ngannou          -250   S. Pettis           +210   H. Cejudo           -260   E. Alvarez          +155   J. Gaethje          -185   M. Waterson         +200   T. Torres           -250   P. Felder           +100   C. Oliveira         -120   Y. Medeiros         +200   A. Oliveira         -250   D. Klose            +165   D. Teymur           -195   C. Casey            +105   F. Herrig           -125   S. Homasi           +200   A. Razak Alhassan   -250   J. Kimball          +400   D. Reyes            -550   A. Crowder          +175   J. Willis           -210   A. Magana           +400   A. Cooper           -550  

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                      Boxing  

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         WBO Junior Middleweight Title Bout           Madison Square Garden-New York, NY                     (12 Rounds)   S. Ali              +650   M. Cotto           -1000  

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               Home Team in CAPS  

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*Dick Tracy – Comic Strip – 20171202csdty-a.tif

Posted: 02 Dec 2017 12:01 AM PST

*9 to 5 – Comic Panel – 20171202cpntf-a.tif

Posted: 02 Dec 2017 12:01 AM PST

*Bliss – Comic Panel – 20171202cpbss-a.tif

Posted: 02 Dec 2017 12:01 AM PST