#Discussion

#Discussion


Sylvan Esso Manager Martin Anderson Launches New Company: The Glow

Posted: 27 Jun 2019 07:25 AM PDT

Longtime Sylvan Esso manager Martin Anderson has announced a new venture, The Glow, an artist management company based in Durham, North Carolina.

In addition to working with Sylvan Esso since their inception, Anderson also manages a host of artists including Mountain Man, Wye Oak, Phil Cook and Bowerbirds. Newcomers Molly Sarlé and Daughter of Swords (aka Alexandra Sauser-Monnig), both of Mountain Man, will release debut albums this year.

After starting out as an independent, Anderson most recently spent the past six years working alongside Kyle Frenette and Josh Sundquist at Middle West Management and more recently at C3 Management.

Also joining The Glow is Rusty Sutton, Anderson’s longtime collaborator, who in addition to his roles as Head of Marketing and Director of Touring has also stepped into a managerial role. Sutton co-manages Wye Oak and Flock of Dimes with Anderson, and is primary manager for Generationals and Joyero. Thomas Costello rounds out the North Carolina office as Management Coordinator and Office Manager.

The Glow roster includes:

Bowerbirds
Daughter of Swords
Flock of Dimes
Generationals
Joyero
Made of Oak
Molly Sarlé
Mountain Man
Phil Cook
Sylvan Esso
Wye Oak

Box Office: ‘Annabelle Comes Home’ Collects $7 Million on Opening Day

Posted: 27 Jun 2019 07:20 AM PDT

Warner Bros. and New Line’s “Annabelle Comes Home” earned $7.2 million on its first day of release.

The supernatural horror film is getting a jump on the weekend by opening on a Wednesday. It’s expected to collect $30 million over its first five days in theaters. That would mark the smallest start in the Conjuring Universe, a franchise that’s been a reliable hit for the studio. “Annabelle Comes Home” is the seventh installment in the Conjuring series. “The Nun” holds the biggest opening weekend with $53 million, while the first “Annabelle” chapter ranks as the lowest with $37 million.

More to come..

El primer debate demócrata y el voto latino

Posted: 27 Jun 2019 07:07 AM PDT

El corresponsal extranjero y columnista de The Miami Herald y El Nuevo Herald

Cuando me senté a hablar con el aspirante demócrata Julián Castro poco después de que llegó a Miami para el primer debate de los candidatos demócratas, lo miré con cierto escepticismo cuando dijo que los latinos saldrán masivamente a votar y contribuirán decisivamente a la derrota del presidente Donald Trump en 2020.

¿De veras lo cree? Porque nos dijeron lo mismo antes de las elecciones presidenciales de 2016, y no sucedió, le señalé.

La participación hispana en las elecciones del 2016 fue decepcionante, considerando que Trump había hecho una campaña casi abiertamente racista. Trump había descrito a la mayoría de los migrantes mexicanos como criminales y violadores, y había afirmado que un juez nacido en Estados Unidos no era apto para administrar justicia en el caso de las acusaciones de fraude contra Trump University porque “es mexicano”.

Pero Castro, quien fue secretario de Vivienda y Asuntos Urbanos en la administración de Barack Obama y ex alcalde de San Antonio, citó varias razones por las que esta vez debería ser diferente.

Primero, dijo, más latinos se están inscribiendo para votar, y en un mayor número de estados que en las elecciones de 2016.

“Lo que vimos en las elecciones intermedias de 2018 fue que el voto latino aumentó mucho en comparación con las elecciones intermedias del 2014. Y creo que en las elecciones presidenciales del 2020 el voto latino va ser mucho mayor que en las presidenciales del 2016”, me dijo Castro.

De hecho, un informe de la Asociación Nacional de Funcionarios Latinos Elegidos y Designados (NALEO), basado en datos del Censo de Estados Unidos, mostró que el 40 por ciento de los ciudadanos latinos votaron en las elecciones intermedias de 2018, contra un 27 por ciento que lo hicieron en las elecciones intermedias del 2014.

En segundo lugar, a diferencia de las elecciones presidenciales anteriores, “me alegra ver que el Comité Nacional Demócrata se está comprometiendo a comenzar temprano” su campaña de inscripción de votantes latinos, me dijo Castro. El Partido Demócrata debe acercarse a los latinos los 365 días del año, y “no solo unos meses antes de la elección”, agregó.

En tercer lugar, los demócratas tendrán una ventaja en el 2020 con los votantes latinos, porque “Donald Trump ya no es una amenaza teórica. Ya tiene un historial real”, me dijo Castro. “Ha sido un terrible fracaso en lo que hace a la comunidad latina”.

Entre otras cosas, Trump tiene un historial de separar a los niños migrantes de sus padres, de encerrarlos en jaulas con las luces encendidas durante toda la noche, y de negar el derecho a pedir asilo a personas desesperadas de Honduras, El Salvador y Guatemala.

Pero Trump está trabajando arduamente para obtener al menos una parte del voto latino, especialmente en Florida, un estado clave. Casi no pasa una semana sin que algún funcionario de alto rango del gobierno de Trump venga a Miami para eventos organizados con votantes cubanoamericanos y venezolanos.

Aún así, casi el 63 por ciento de los votantes hispanos a nivel nacional planean votar por quien sea elegido como el candidato demócrata, mientras que solo el 18.6 por ciento piensa votar por Trump, y el 18.7 por ciento permanece indeciso, según una nueva encuesta de Univision.

Ese 18.7 por ciento de los votantes latinos indecisos es una de las razones por las que sacudí la cabeza con escepticismo cuando Castro citó sus razones para creer que los latinos serán clave para derrotar a Trump. Es un porcentaje bastante alto, considerando los insultos que Trump ha lanzado contra los latinos, y las personas que, según él, vienen de “países de m….”.

Y, a juzgar por lo que veo en Miami, la campaña de Trump está mucho más activa que la de los demócratas entre los hispanos de la Florida.

Castro puede estar en lo cierto al decir que los latinos votarán en cifras récord en 2020, pero seguiré siendo escéptico hasta que vea que los demócratas están siendo más activos para cortejar el voto hispano.

Si siguen descuidando al bloque de votantes latinos, como lo hizo Hillary Clinton en 2016, el voto latino seguirá siendo un “gigante dormido” en el 2020, y Estados Unidos seguira teniendo al presidente más moralmente cuestionable de su historia reciente por otros cuatro años.

Olivia Munn surprised by ‘friendly’ Londoners

Posted: 27 Jun 2019 07:00 AM PDT

Olivia Munn was surprised at how “friendly” the people in London are.

The 38-year-old actress has said she couldn’t believe how “social” people in the UK capital seem to be, as they often gather in pubs at the end of the day to talk to one another, rather than just going home.

She said: “That’s the thing that I took away. Everybody is just so social. Like everybody wants to get together. A lot of the times I feel like, especially in LA, people get done with work and want to go home right away and they don’t want to talk to anybody else, and if you want to go see them you have to go to their house.

“In New York you have a lot more people just hanging out more and walking around, but really in London everybody goes and hangs out at a pub. And if you’re walking by, they’re so friendly. Like they’re just … They really just are open to everybody.”

And the ‘Dark Phoenix’ actress says people were especially kind to her when she was out for walks with her dogs.

She added: “When I walked my dogs, people would always stop and say hi, so it was really easy just to … you know, everybody’s just so friendly. Maybe it’s because they’re in a pub, drinking it back. But either way they were very friendly to me and my dogs.”

Olivia also revealed the British public have taught her not to complain.

Speaking to People Now, ‘The Predator’ star said: “One of the things I thought was so fascinating was [the British] just won’t complain. They just kind of bury it deep down inside. People don’t complain about the restaurants, nobody says anything bad. Like if you get bad service nobody says anything, [they] just kind of bury it.”

Alanis Morissette says she spoke about abuse ’15 years’ before MeToo

Posted: 27 Jun 2019 07:00 AM PDT

Alanis Morissette says she opened up the conversation about emotional and sexual abuse 15-years before the #MeToo movement.

The 45-year-old singer claimed that not only was she “straight-up ignored” when she released her 2001 track ‘Hands Clean’ – which explores the power dynamic between a young woman in a relationship with a much older man – but she was also “vilified and shamed and victimised and victim-attacked” for speaking out.

Referencing the song, she told Self magazine: “It was a grenade for you, because you were listening.

“[But] it wasn’t a grenade for some. And the people who were addressing it at the time, they weren’t being very supportive. Still now, women are sort of being supported.

“It – and I – were just straight-up ignored at best. Vilified and shamed and victimised and victim-attacked at worst.

“There were moments around the #MeToo era where people would say, why are people waiting so long to speak up? And I was like really?

“But then also I lovingly reminded a couple of them ‘Oh, but you do remember me saying something 15 years ago, right? Word for word about this and do you remember what happened during that time?’ ”

The ‘You Oughta Know’ hitmaker went on to explain that despite the song’s harrowing lyrics, many fans don’t know what the song is about, and felt there was “disparity” between the song’s meaning and how it was branded when it was released.

She said: “I was just talking about ‘Hands Clean’ yesterday and how some people know what that song’s about and other people just don’t know? Just singing along and I’m like … that’s the story of rape, basically.

“I think about that disparity too. I remember having brought that song, the juncture at the time of ‘Okay let’s shoot a video for this’, and a lot of people weighing in going ‘It would be great if we did this, and this element … what about a little karaoke?’ And I’m laughing.”

Carrie Underwood will always mourn after miscarriages

Posted: 27 Jun 2019 07:00 AM PDT

Carrie Underwood will “always mourn” the babies she lost.

The ‘Cry Pretty’ hitmaker – who has sons Isaiah, four, and Jacob, five months, with husband Mike Fisher – revealed last year she had suffered three miscarriages before falling pregnant with her younger son and while she feels “silly” to be so attached to the children she never had, she knows the hurt will never stop.

She said: “I think you feel silly being so attached to something that you knew about for this long.

“But I still feel it, you know. I mean it took me a while to be able to sing certain songs and be able to get through them without really going there. It doesn’t go away. Ever.

“I guess you wait for things to stop hurting at some point.

“But letting yourself go there … other people that are going through the same thing, it kind of connects you to them.

“I will always mourn those children, those lives that were a shooting star, a breath of smoke, but I have Jacob, and he is incredible, he is the sweetest little baby.

“At the time it was awful, and it still hurts, but it’s kind of like OK, I have this.”

The 36-year-old singer has been incredibly moved by the response to her miscarriage revelation.

She told The Guardian newspaper: “It’s something that people don’t really talk about.

“Even people who are my friends and I know well, after I talked about it were like, ‘My gosh, me too!’ And I feel like it’s something I should’ve known about them.”

Carrie and Mike married in 2010, two years after they started dating and the former ‘American Idol’ champion admitted their union shocked her mother because she never expected her to wed as she loves her own company so much.

She said: “I like to be alone. My husband is probably the only person this planet I could’ve married – my mom, when I told her I was engaged, was even like ‘I just never really thought you’d get married.’

“And so I feel like when I’m alone and singing and I hear nothing but music, it’s a nice place to be.”

Amazon Prime Day Concert: Taylor Swift, Dua Lipa, Sza, Becky G to Perform in Live Kick-Off Event

Posted: 27 Jun 2019 06:45 AM PDT

Taylor Swift is headlining Amazon‘s first-ever Prime Day live-streaming concert, an event to promote the e-commerce giant’s annual shopping-deals extravaganza.

The two-hour July 10 special will also feature live performances by Dua Lipa, SZA, and Becky G. The “Prime Day Concert” will be hosted by comedian-actress Jane Lynch (Amazon‘s “The Marvelous Mrs. Maisel,” “Glee”).

The concert will stream live on Prime Video on Wednesday, July 10, at 9 p.m. ET. It will be available exclusively to Amazon’s 100 million-plus Prime members worldwide. The Prime Day Concert, presented by Amazon Music, also will be available to Prime members to stream on-demand after the live show for a limited time with select songs from each performance.

Ten-time Grammy Award winner Swift is set to perform her new singles “You Need To Calm Down” and “Me!,” the latter of which Amazon said broke records as the biggest single debut of any song in the history of Amazon Music.

The special live concert, besides aiming to lure new subscribers to Amazon Music, is the lead-in to Prime Day 2019 — which will actually run 48 hours, offering discounts on more than 1 million products. This year’s Prime Day starts at midnight PT on Monday, July 15, concluding two days later.

During the live Prime Day Concert, Amazon will promote “Carnival Row,” the upcoming Amazon original fantasy drama series starring Orlando Bloom and Cara Delevingne, slated to premiere Aug. 30. It also will present new clips from “Modern Love,” an upcoming romantic series based on the popular New York Times column of the same name, as well as clips of “The Marvelous Mrs. Maisel” and “Tom Clancy’s Jack Ryan” ahead of their new seasons, and exclusive clips and teasers of upcoming Prime Video releases including superhero drama “The Boys,” animated series “Undone” from the creators of “BoJack Horseman,” and forthcoming stand-up comedy specials.

City Girls’ Yung Miami Talks Pregnancy, JT’s Release and Hating ‘Act Up’

Posted: 27 Jun 2019 06:35 AM PDT

For a group that’s rising fast with the song “Act Up,” City Girls — the Miami-spawned duo of Yung Miami and JT — haven’t really stuck to anyone’s idea of a marketing plan: JT is in prison, serving out a two-year sentence for credit card fraud, and Yung Miami is pregnant. Yet as their hot singles, their still-booming album “Girl Code” and meme-driven phrases like “periodt” and “flewed out” show, a lot can happen without an artist actually being present in 2019. And with JT expected to be released within the next few weeks, the duo are gearing up to dig in and keep pushing, Yung Miami told Variety, alongside Quality Control label chiefs Coach K and Pee, on the red carpet at ASCAP’s Rhythm & Soul Awards last week.

Congrats on your pregnancy, how was it announcing it to the world?
Thank you! At first I was nervous because I was afraid of all of the backlash I was gonna receive, but in reality I received a lot of love. Everyone was very supportive of me, so I feel honored and blessed.

Why did you think you would receive backlash?
Because when women usually get pregnant in hip-hop, they feel like their career is over. But the times have changed now, you can have a baby and still pursue your career.

But you were already a mother.
Yes I was a mother before I started rapping. My [first] baby is 5 years old.

How has it been how is it adjusting to the fame?
I’ve adjusted to it now. It’s been two years so I’m used to it, it’s an everyday lifestyle.

What’s it like dating Southside, who’s a well-known producer for Gucci Mane, Waka Flocka Flame, Future and others?
One time, I tried to get into the studio. He was so hard on me! He was like, “Say this part again, do this part!” I just was like “You know what? I can’t do it.”

Do you guys separate the relationship from work?
Yes. If I want to go in the studio, he’ll give me whatever I want — but I’d just rather not work with him because he’ll go hard on me. I think that’s what I need, but it’s just like, “Send me the beat, I’ll do my part and get it back to you.”

When is JT coming home?
She should be coming home this summer.

How often do you talk to her?
I talk to her everyday through email.

What are you guys gonna do when she gets out?
Get drunk! [laughs]

And create a fire record?
Yes!

Did you think “Act Up” would be the hit that it’s become?
No, I hated “Act Up.” When me and JT made [“Girl Code”], that was the song I hated. Now that’s one of our biggest songs.

Can you talk about the “flewed out” movement you started?
I was drunk one day trying to do a drop for show. I ended up saying “flewed out” and it ended up going viral. Now it’s in the urban dictionary!

What can we expect next?
JT coming home, City Girls tour, new album, videos!

Oren Aviv Stepping Down From STX Motion Picture Group (EXCLUSIVE)

Posted: 27 Jun 2019 06:27 AM PDT

STX Entertainment’s Oren Aviv is resigning his post at the company’s motion picture group, according to three individuals familiar with the matter.

Aviv is currently negotiating his exit and is expected to transition to a consultant role at the studio, two of the insiders added.

“Oren is transitioning from his full-time duties at STX and I’m happy to say that he will remain on as a strategic consultant for us as we begin our push into the next phase of the UglyDolls franchise with our animated series at Hulu,” said Robert Simonds, chairman and CEO of STX. “We thank Oren for his many contributions to STX since the company’s inception and look forward to his continued advice and counsel in this new capacity. We wish him nothing but success in his future endeavors, and I personally want to thank him for his many years of friendship and support.”

Though he used to serve as president and chief content officer in the film division, Aviv’s duties changed in recent years. Instead of overseeing all of the studio’s movies, he was tasked with overseeing STX’s animated franchise hopeful “Uglydolls” last year. Produced for $45 million with a marketing spend of close to $50 million, the film represented a material loss of tens of millions of dollars after grossing only $20 million at the domestic box office when it was released in May.

The family film starred Kelly Clarkson, Nick Jonas and rapper Pitbull as misshapen toys who learn to embrace their imperfections. It has a 28% fresh rating on critical aggregator Rotten Tomatoes.

Aviv was one of the first hires at STX, predating the motion picture group chairman and company face Adam Fogelson. He previously served as chief marketing officer at 20th Century Fox film, and spent nearly 20 years before that in various roles at Walt Disney Studios.

His resignation follows the May departure of STX Chief Operating Officer Tom McGrath, who also transitioned to an advisory role and is producing shows on Broadway.

Brent Lang contributed to this report.

‘Charlie’s Angels’: Kristen Stewart, Naomi Scott and Ella Balinska Team Up in First Trailer

Posted: 27 Jun 2019 06:22 AM PDT

Good morning, Angels. Sony dropped a first look at the upcoming “Charlie’s Angels” reboot from director Elizabeth Banks.

The action-packed trailer, set to a new single from Miley Cyrus, Ariana Grande and Lana Del Rey, sees a new generation — Kristen Stewart, Ella Balinska and Naomi Scott — working for the mysterious Charles Townsend.

“I think women can do anything,” Stewart’s character tells a wealthy businessman, who responds, “Just because they can doesn’t mean they should.”

“But I have so many talents,” she coyly says before unleashing a set of killer moves to take him down.

This go-around, Charlie’s top-secret agency has gone global, and teams of Angels are guided by multiple Bosleys taking on dangerous missions.

“We exist because traditional law enforcement can’t keep up,” Banks, who plays one of the many Bosleys, explains to the dynamic trio. Cue the wigs, toys, clothes, and potentially explosive mints.

“Charlie’s Angels,” based on the TV series, is the third installment in the film franchise following 2000’s “Charlie’s Angels” and 2003’s “Charlie’s Angels: Full Throttle” with Cameron Diaz, Drew Barrymore, and Lucy Liu. The reboot also stars Noah Centineo, Sam Claflin and Patrick Stewart.

“Charlie’s Angels” hits theaters on Nov. 15.

Video Premiere: Nashville’s Caylee Hammack Channels Dolly, Weezer in ‘Just Friends’

Posted: 27 Jun 2019 06:22 AM PDT

It’s not just Caylee Hammack‘s red hair that’s boldly aflame in her new music video for “Just Friends,” for which Variety has the exclusive premiere. She’s incensed that a former pal talked her into un-friend-zoning her, with predictably unsatisfactory romantic results, and that ire plays out in an amusingly feisty single that uses traditional country and distorted alt-rock as twin fuels for the fire.

As the Georgia native puts it, “The first part of the song kind of sounds like I’m trying to replicate Dolly Parton as if I’m on ‘The Porter Wagoner Show,’ and then the next part feels like Weezer should step on stage. There’s a part of me that wants to listen to old country songs and cook everything in a cast-iron skillet, but there’s also the kid that was raised on ’90s alternative music that wants to be a rebel and rock out and have a little bit more angst than sweetness in her music. So I feel like ‘Just Friends’ gave me that chance to tip my hat to those two different genres that raised me.”

It’s a two-part song, really, opening with a more vulnerable intro that has Hammack sounding like the second coming of Dolly before she goes grunge. It turns out she spent a lot of her childhood doing Dolly impressions, so that momentary affect comes naturally.

“Oh yeah, I was kind of like a bird — I could mimic most sounds I could hear. I was a really annoying child, to say the least,” she says with a laugh. “I did a bunch of the golden classics of country — Patsy Cline, Loretta Lynn, Tammy Wynette and Lynn Anderson were really the ones that I connected to the most. Sometimes I’d try to do Reba or Lee Ann Womack, but it was mostly some of the older singers that I really latched onto, and I just didn’t have any other way to learn how to sing. My way of learning to sing was imitating others, and then as I became an adult, I found my own voice by starting to write.”

But after the intro, those trills give way to some rock ‘n’ roll distortion. “I love Weezer, Cake and Everclear,” Hammack says. “But I’ll be honest. When I sent all these songs in to Capitol (Nashville) Records, I thought this was going to be the one they were going to push back on and go, ‘Ahhh, we don’t know about this.’ Because when we were producing it out, we kind of just went out on a limb. I knew that it may be edgy for country music. But to me country music is a story, and this is the story of my heart getting broken and me putting it back together — and reprimanding the person that decided to break it. And I thought that that was very much a country topic, but I knew that I should go out on a limb just a little bit sonically, because I didn’t know if I’d ever get that chance again.

“And man, it kind of surprised me when the whole team was like, ‘We think that may be a single. That may be the next song we release after “Family Tree” so that fans can get to know you.’ That was a really exciting moment because I thought it was maybe just going to be buried on the B-side one day.”

As she indicated, the story in the song isn’t just conjecture.

“I made the mistake of dating someone in the industry,” Hammack confesses. “And when something like that doesn’t work out, it bleeds into your work life. I’ve always tried to keep personal and professional lives separate, because my biggest fear is anything getting in the way of my craft. But the funny thing is, the personal side is what fuels that creative side. So this time it was only a few months of dating, and it was one of those things … The one thing I hate more than burnt coffee is indecisive men. And this one couldn’t make up his mind or make up his heart, and because of it, I felt like I got played with. For a while, I was sweet and sad about it and forgave him. And it was probably a few months after that I started kind of getting angry. … I had pulled out my guitar and started playing the first, sad part of ‘Just Friends,’ and then I thought well, this is too sad and way too slow. So I started writing something else and leaning into the anger of it. And that’s when I came up with that ‘You should have never come over’ melody.”

Her regret over the relationship is still palpable, as is her glee that she got such a banger out of it. “I was so excited to have a friend in the industry that I could trust and that I felt understood things that I was going through. So when he wanted to be more, I told him that we should just stay friends. Like, ‘I’m afraid of losing you in my life.’ I was like, odds are we’re going to either break up or get married — and a lot of people break up; not many get married. And man, my mama even told me, ‘Don’t date him.’

“So it was really fun to be able to get all of these truths out of my life and put them in this song that’s sassy and snarky and kind of sad but also bad-ass, at least in my humble opinion. So when we got to the point when (producer) Mikey (Reeves) and I were ready to do harmonies on everything, we bought about $70-80 worth of Sonic, and we had literally like a pound of tater tots and eight or nine Sonic slushies, along with a lot of tequila and vodka. We invited just a bunch of our friends over at about 9:30 or 10 o’clock, set up microphones, everybody mixed the drinks they wanted to drink, and it’s probably six of us dancing around and drinking and screaming into the microphone to get those backgrounds.” So maybe the secret really is Sonic in the sonics.

“Just Friends” followed Hammack’s well received debut single, “Family Tree,” which also had a bit of autobiographical snark but was decidedly on the sweeter side. She’s been on the country festival circuit this year, including a recent CMA Festival appearance, where “it was my first official CMA Fest that I wasn’t playing at Tootsie’s, you know, just working for tips. I was actually on the stages and people — at least a few people! — knew who I was, which was really cool. It was a whirlwind, man. I felt brain-dead afterwards, but it was really enjoyable.

There’s plenty more summer festival circuit to go where that came from, interspersed with TV appearances like her recent shot on “The Today Show.” “I miss my dog,” she says. “Sometimes I miss getting to put everything in drawers and not living out of a suitcase, but it’s what I’ve signed up to do. And Luke Bryan told me that if I can make it through the first year, I can make it through anything. It’s six months in and I’m still smiling.”

‘Yesterday’ Star Himesh Patel Talks Working With Ed Sheeran, Looking to Play a Superhero

Posted: 27 Jun 2019 06:11 AM PDT

Himesh Patel is not only making his feature film debut in “Yesterday,” but he’s also happens to be the star of the movie.

In the romantic comedy, directed by Danny Boyle and written by Richard Curtis, Patel plays an aspiring musician who wakes ups from an accident to find that he is the only person in the world who knows about the Beatles. It doesn’t take long for him to become an international sensation by performing Beatles songs that he claims he has written.

The significance of being a leading man of South Asian descent in a major studio film is not lost on Patel, who is most known for his work in the British soap EastEnders.

“We do need to see that more,” says Patel, 28. “But what I’m proud of with this one is that…it wasn’t like they went ‘Okay, this is great but we need to cast someone of a minority ethnicity in this role.’ It was just the fact that they cast the net wide because they looked at the role and quite intelligently went, ‘Well this role doesn’t have to be played by a white heterosexual male. It can be played by anyone so let’s just kind of see.’ I believe they cast the net quite wide and I just happened to be the right guy for the part. Which then in turn now changes the narrative in a way, so that you know a guy of my background can play a role like this.”

I sat down with Patel at the Sunset Marquis in West Hollywood for this week’s episode of “The Big Ticket,” Variety and iHeart’s movie podcast.

Patel auditioned for the role by performing Coldplay’s “We Never Change.” His callback included performances of “Yesterday” and “Back in the U.S.S.R.” After landing the role, he spent two months in music boot camp taking guitar, piano and singing lessons.

Ed Sheeran signed on to appear as himself in the movie after Coldplay frontman Chris Martin declined the gig.

“Ed was like, ‘Of course I’m gonna do it,'” Patel said. “This film’s kind of like a familiar story. A guy from Suffolk who becomes the biggest star in the world.”

And then there’s Benedict Cumberbatch. While he isn’t in the movie, in one scene, Lily James, who plays Patel’s manager and love interest, cracks a joke about Cumberbatch becoming a sex symbol. “I’ve been told that he has a very good sense of humor,” Patel said. “I’m sure he’ll find it very funny.”

Promotion of the movie has included performing at Caesar’s Palace in Las Vegas during Universal’s CinemaCon presentation in the spring, on “Jimmy Kimmel Live!” as well as at the iconic Tower Records building on the Sunset Strip.

While he has no plans at the moment to launch a music career, he wouldn’t mind a shot at a superhero movie. Patel lists “The Dark Knight” as one of his favorite movies.
“Let’s find a brown superhero,” he said. “Let’s do it.”

“Yesterday” is in theaters on June 29.

You can listen to the full interview with Patel below. “The Big Ticket” can be found out iHeartRadio or wherever you find your favorite podcasts.

How China Really Sees the Trade War

Posted: 27 Jun 2019 06:05 AM PDT

When Presidents Xi Jinping and Donald Trump meet on the margins of the G-20 summit in Osaka later this week to seek a trade deal, Xi is likely to soften the customary formality of Chinese diplomacy by calling the U.S. president “my friend.” Beneath the cordial surface, however, Xi will yield nothing. Trump must then decide whether to accept the Chinese offer that has been on the table ever since early 2017 and end the trade war or to allow the U.S. and Chinese economies to drift further toward decoupling.

“We’re going to win either way,” Trump likes to say. But according to two Chinese colleagues who contributed to this article but cannot attach their names, Beijing policymakers believe he is either misinformed or bluffing.

CHINA’S BOTTOM LINE

The basic Chinese position on the trade war has not changed since 2017. Under its proposal, China would buy more U.S. products in an effort to narrow the trade deficit, and it would reaffirm its long-standing commitment to the legal protection of intellectual property rights. But if foreign firms voluntarily decide to share trade secrets with Chinese firms in order to gain access to the Chinese market-a practice the United States characterizes as “coercive transfer”-China would do nothing to interfere. China would continue on its established trajectory of opening its market to foreign banks and businesses, but it would not accelerate the pace of opening. Its currency would remain pegged to a basket of foreign currencies, and Beijing would not artificially deflate it, since China sees no benefit to a currency war. The Chinese government has already lowered the volume of propaganda about its Made in China 2025 program, which pushes for Chinese dominance of modern technologies such as robotics and artificial intelligence. But it is not willing to ramp down the research and development projects that form the substance of that program. In short, China has offered to change nothing structural in its development model, but it is willing to grant Trump a nominal victory he could use in the 2020 presidential campaign.

At the start of negotiations, the Chinese side believed that Trump was likely to accept their offer, following the advice of administration figures such as Treasury Secretary Steven Mnuchin and Trump whisperers such as gambling magnate Steve Wynn. But then the Chinese watched as hard-liners such as trade adviser Peter Navarro and U.S. Trade Representative Robert Lighthizer got the president’s ear. The two men persuaded Trump that only fundamental changes to the Chinese economic model would enable the United States to maintain its position as the world’s leading economy. The strong U.S. economy and stock market also emboldened Trump to take a tougher position. In April, the American negotiators therefore submitted a draft agreement demanding that China stop giving special support to its state-owned enterprises, allow U.S. firms to serve the Chinese market without sharing industrial technology with Chinese partners, amend Chinese laws that were inconsistent with the U.S. demands, and allow Washington to establish an office in Beijing to monitor China’s compliance. The Trump team offered to lift U.S. tariffs step by step upon proof that China had met the terms of the agreement. The Chinese side balked and struck many of the U.S. demands from the draft accord. The Americans accused them of going back on the deal.

In a little-noticed interview with Chinese media on May 10, the day that trade talks broke off, the chief Chinese negotiator, Vice Premier Liu He, acknowledged that the Chinese side had crossed out many of the provisions the Americans had added. It was reasonable to do so, he said. “Nothing is final before a deal is closed. So we don’t agree with the U.S. characterization that we ‘reneged.'”

Liu also spelled out the three issues that, in China’s view, had stymied the talks. First, China wanted all punitive tariffs lifted before the agreement was finalized, not in stages during its implementation. China would not compromise with a stick held over its head. Second, the Americans had tried to reinterpret-and make more generous-an offer to increase imports that Xi had made in 2018. But the offer, Liu said, “could not be changed lightly.” Finally, China wanted the text of the agreement to be “balanced,” as “all countries have their dignity.”

China would not give up control over its economy. All Chinese leaders negotiate under the shadow of the “unequal treaties,” lopsided agreements China was coerced into signing with Western powers in the nineteenth century. Decades of rapid economic development have not healed the wounds of what are known in China as the “hundred years of humiliation.” Xi will only sign an agreement that is based on the principles of equality and reciprocity. In a subsequent and more hawkish white paper published at the beginning of June, Beijing reiterated that “China will not compromise on major issues of principle” and blamed the United States for the collapse of the talks, accusing it of changing its position three times since early 2018.

XI’S CONFIDENCE

Although U.S. officials claim that China needs a deal more than the United States does, Xi believes that China has the stronger negotiating position. U.S. tariffs have hurt the Chinese economy much less than the Trump administration seems to believe. Even though the tariffs are forcing retailers to charge American consumers more for Chinese goods, importers cannot find other sources for many of the products Americans want to buy. Chinese exports to the United States fell by just 4.8 percent in the first five months of 2019. Over the same period, Chinese exports to the European Union-China’s number one trading partner-rose by 14.2 percent and imports from the EU went up by 8.3 percent, while the Association of Southeast Asian Nations replaced the United States as China’s second-largest export market. The EU-China Bilateral Investment Agreement, which comes into force in 2020, will further strengthen China’s trading relationship with Europe. In Asia, China and 15 other Pacific nations are set to sign a new trade deal, the Regional Comprehensive Economic Partnership, in late 2019 or early 2020. China’s trillion-dollar Belt and Road Initiative is opening up markets for Chinese exports throughout Asia, Africa, and the Middle East.

At the same time, the trade war is doing more damage to the U.S. economy than the Trump administration seems to realize. While raising tariffs on U.S. goods, China has reduced them on imports from other trading partners. U.S. exports to China dropped by more than 26 percent in the first five months of 2019. In many sectors, such as agriculture, the damage is probably permanent, as China has quickly found new suppliers, such as Argentina and Brazil. The Chinese market has become crucial for many large U.S. companies. General Motors, for instance, now sells more cars in China than in the United States. Because some of these cars are made in China, their sales are not captured as U.S. exports, but their profits come back to Detroit. In 2017, according to Chinese statistics, U.S. companies generated some $700 billion of revenue in China, with net profits of more than $50 billion. Many U.S. companies are already reporting or projecting lower earnings as a result of the trade war.

China has many ways besides tariffs to inflict pain on the U.S. economy. These include tightening audit requirements for U.S. companies in China, toughening up quarantine and safety inspections for U.S. imports, and intensifying the regulation of U.S. financial institutions operating in China. China has already limited the export of rare earth minerals, essential in the production of high-tech electronics, to the United States. And it has drawn up a preliminary list of large U.S. companies to be deemed “nonreliable,” although what sanctions those on the list will face is not yet clear. At the same time, China has made life easier for British, French, German, and Japanese companies. The People’s Bank of China has steadily reduced its holdings of U.S. Treasury bonds, thus gradually constraining Washington’s ability to finance its deficit at low interest rates. Even North Korea has come into the picture: Xi’s visit to Pyongyang last week was timed to remind the U.S. side that China can help or hurt the United States not only economically but strategically as well.

Beijing believes that democracy makes the United States far more vulnerable to the political effects of the trade war than authoritarian China. Workers will be harder hit by tariffs in the United States, where the social safety net will do little to cushion the blow, than in China, where the state-dominated economy can create new jobs for laid-off workers. Farm and manufacturing states are crucial to Trump’s chances of winning a second term in next year’s election, whereas Xi has no such worry. As the Chinese point out, two years of U.S. pressure and 11 rounds of negotiations have failed to change the Chinese bottom line. Xi may wind up making Trump an offer in Osaka that is actually less generous than his offer two years ago.

DECOUPLING BEGINS

Despite their assessment of U.S. weakness, the Chinese do not necessarily expect Trump to accept their offer. He certainly could do so and proclaim victory. But he may feel backed into a corner by the hard-line negotiating position to which he has committed himself. Beijing also knows that Trump faces conflicting pressures from his advisers, and whom he may listen to at any particular time is hard to predict. The Chinese believe that Navarro and perhaps Lighthizer see economic decoupling not as a risk of the trade war but as its goal.

For their part, the Chinese see no benefit-and some downside-to decoupling. Huawei and other Chinese tech giants depend on U.S. manufacturers for high-end chips and other components that power their 5G network gear; the United States is proposing to cut off China’s access. In response, Xi has ordered Huawei and other firms to speed up research and development on crucial technologies such as core chips, operating systems, high-performance computing, mobile communication equipment, quantum communication equipment, and AI sensors.

Like the trade hard-liners in the Trump administration, Xi takes a long view of the trade war. Sources in China quote him as saying that as China rises, it must expect 30 years of “containment and provocation” from the United States, lasting until 2049-the hundredth anniversary of the establishment of the People’s Republic of China-when he expects China to surpass the United States in economic and military strength. In the service of that goal, China has long tried to diversify its markets, sources of energy and raw materials, and investment targets, as it works toward self-sufficiency in advanced technology and manufacturing. Trade war or no trade war, decoupling or no decoupling, China is on the path to economic independence from the United States.

This article was originally published on ForeignAffairs.com.

Variety Announces Launch of Variety China

Posted: 27 Jun 2019 06:00 AM PDT

Variety has announced the launch of Variety China, a new Chinese-language international edition that will feature original as well as syndicated Variety content geared towards a Chinese audience.

Variety has partnered with Woruitai (Beijing) Culture Media Co. Ltd. on the project. The partnership, under license with Penske Media Corporation, will begin with daily digital content on Aug. 1 and monthly print issues beginning Sept. 1. Variety China will create content across a wide range of platforms including digital, social, custom, video, events and print.

“Variety’s exciting partnership with Woruitai Culture Media Co.Ltd. continues our global expansion and offers our premium, world-class editorial and events to a new audience,” said Michelle Sobrino-Stearns, Variety group publisher and chief revenue officer.

Variety China’s new office will be located in ChaoYang District in Beijing, and will feature the Variety logo outside the building. The Variety China editorial team will collaborate closely with Variety‘s China bureau chief and Asia bureau chief.

“The Chinese cultural and entertainment industry is currently experiencing many changes and Variety China hopes to bring the best coverage in film, music, TV and lifestyle to the Chinese audience,” says Eason Wu, chief executive officer, Variety China. “I am personally very excited about this collaboration and very proud to be working with the most prestigious brand in the world of entertainment, and we will work together for a better future.”

(Pictured: Eason Wu, CEO; Nuan Zhang, brand g.m.; Stanford Sun, COO)

Film Review: ‘Spider-Man: Far From Home’

Posted: 27 Jun 2019 06:00 AM PDT

As the first movie in the Marvel Cinematic Universe to be released after the shoot-the-works finale of the “Avengers” saga, “Spider-Man: Far From Home” gets to test-drive a crucial question of blockbuster culture, if not movie aesthetics: What does it feel like to watch a Marvel film in a post-Avengers world? Is there anything left at stake?

There has, on occasion, been something at stake in a Marvel movie (“Iron Man,” the first two “Captain America” films, “Black Panther,” fill in your quirky favorite), yet rarely does it have much to do with how the end of civilization looms up in these movies. It has to do with that mysterious, hard-to-bottle chemistry of audience and superhero — the flow of actor, character, mythology, and FX concept as they merge and navigate a universe of eye-widening hermetic excitement. On that score, “Far From Home” takes a quantum leap — or maybe just a spider swing — over the first Peter Parker film in the MCU, 2017’s “Spider-Man: Homecoming.” (Many out there were fans; I was mixed.)

The key to the new movie’s appeal, apart from the fact that Tom Holland acts with far greater confidence and verve in the title role, is that the entire film is a bit of a fake-out, and I mean that in a very positive way. There’s a good twist, and it’s totally central (I won’t reveal it), but what’s resonant about it is that it enables “Far From Home” to play around with the very issue of what matters in a superhero movie.

Peter, now 16, is about to embark on a class trip to Europe — an educational jaunt through several classic locations, which he’s looking forward to mostly as a chance to woo MJ, played by Zendaya as a girl so sharp and tough and knowing that she’s not going to give her heart to just anyone, or maybe anyone at all. Zendaya is sly enough to play attitude as armor; we see the cool and the cover-up. The plane ride over to Venice is a mini cheeseball rom-com in which Peter, seated rows away from MJ, has to watch her connect with Brad Davis (Remy Hii), a kid in his class who aged five years during “the blip” — the murder of half the human race, and the reinstatement of same, that the last two “Avengers” movies were about. He’s now a ripped and handsome dude who’s become Peter’s rival for MJ’s affections.

At heart, it’s all very teen-movie standard, as is the over-the-top joke of a nattering nerd like Ned (Jacob Batalon) and a Betty like Betty (Angourie Rice) calling each other “babe” by the end of the plane trip. The superhero element is that Peter has been given an invaluable gift by his late hero and mentor, Tony Stark — it’s Tony’s tinted glasses, which when you put them on speak to you in a Siri voice named Edith, which commands a multi-tracked intelligence system worth billions of dollars. When Peter, in a semi-inadvertent act of passive aggression, uses Edith to call forth a drone to attack Brad during a bus ride, it’s a lethal joke, but it’s also a sign of how powerful Edith is.

In Venice, Peter and his high-school chums are confronted by what is showcased as the film’s apocalyptic villains: a series of humongous FX creatures known as the Elementals, who come from another world, or from the elements (or something), and take the form of a water monster made entirely of surging, crashing waves that rise up out of the city’s green canals and destroy everything around them (the damage done to Venetian architecture — bridges, church towers — makes the collapsing Venice building at the climax of “Casino Royale” look like a fallen shingle), and then, in Prague, a spectacular beast of roaring fire that looks like the spectacular beast of roaring fire we’ve seen in a dozen other movies.

But there’s also a new hero on hand: Quentin Beck, played by Jake Gyllenhaal as an eagle-eyed evil-fighter who wears a helmet that resembles a fish bowl (or maybe a snow globe) filled with gas. Quentin shoots out a welter of iridescent green lightning that looks like the most awesome visual effect of 1982, and after Peter and his pals nickname him “Mysterio” (based on Italian news reports about his exploits), the name sticks, and he takes Peter under his wing. There’s a touching moment between the two when Peter asks Quentin to try on Tony’s glasses, and the older crime-fighter, with his beard and raffish grin, suddenly bears a remarkable resemblance to Tony.

Quentin, it turns out, isn’t quite what he seems, but that’s a routine twist. The real twist is that reality, in “Spider-Man: Far From Home,” isn’t what it seems. Peter, who tries to hide the fact that he’s Spider-Man by donning a black ninja version of his costume (inspiring Europeans to call him “the Night Monkey”), is fighting a magic trick of evil. It’s as if he’s in a matrix he has to unplug from — and when he does, the film almost seems to be commenting on the fanciful essence of comic-book cinema. Mysterio, beneath his powers, turns out to be a kind of flimflam visual-effects wizard. But is this a meta statement on the genre or just a neat way of pulling the rug out from under us?

It’s mostly rug-pulling, though of a deft and satisfying sort. The most recent “Spider-Man” movie, the animated “Spider-Man: Into the Spider-Verse,” was a head-spinning piece of pop art, and there are moments when this one echoes its playful and layered spirit, though to less visionary effect. Yet the director, Jon Watts, returning from “Spider-Man: Homecoming,” doesn’t just rehash the standard sticky-web flying theatrics. (This is the eighth “Spider-Man” movie; we’ve been there, spun that.) He pits Spider-Man against a drone army of illusion, a one-way mirror controlled by a button.

There is, the more you think about it, a logical glitch built into the premise (is actual destruction being done? and if so, how?), yet the movie spins you past it. Gyllenhaal’s performance, which starts off a bit dorky, turns into a knowing piece of satire, and though Holland, in his boyishly appealing away, still comes uncomfortably close at times to suggesting the second coming of Patrick Dempsey, he plays Peter as an instinctive but reluctant hero whose doubts about his ability to live up to the role that Nick Fury (Samuel L. Jackson) has chosen for him evolve into a genuine inner conflict — he’s torn between viewing himself as the boy he is and growing up a lot faster than he’d like to.

Where does “Far From Home” fall on the scale of “Spider-Man” movies? It’s more urgent than the last one (and should be even bigger at the box office), with a richer sense of malevolence, and Holland’s kid-in-over-his-head hero — awkward and ingenuous, romantic and quicksilver — is alive inside in a way that Andrew Garfield’s Peter never was. “Far From Home” gets closer, in spirit, to the good Tobey Maguire films. (It has a kiss worthy of “Spider-Man 2.”) By the end, this Spider-Man really does find his tingle, yet coming after “Into the Spider-Verse,” with its swirling psychedelic imagery and identity games and trap doors of perception, “Spider-Man: Far From Home” touches all the bases of a conventional Marvel movie. It doesn’t take you out of this world. But it’s good enough to summon the kick — or maybe just the illusion — of consequence.

Salesman Dishes on How to Get a Good Deal on a New Car

Posted: 27 Jun 2019 05:20 AM PDT

“I am a second-year law student doing an internship at a large Los Angeles law firm. A senior partner gave me an assignment of finding the best price on several new cars for the firm, telling me to speak with fleet sales managers at auto dealerships, as a better price can be negotiated that way.

SEE ALSO: 6 Things Car Dealers Never Want to Hear You Say

“But when I called several dealers, asking to speak with the fleet manager, I was told they no longer have a fleet sales department, to just come in and meet with a regular salesperson. Am I getting the run-around? I do not want to look like an incompetent to my boss! You have written about these issues in the past, so what do you recommend? Thanks, ‘Terry.’  ”

Internet Sales Have Replaced Fleet Sales at Many Dealerships

I knew just the person who could help Terry and readers who are looking for the best deal possible when buying a new car: 30-year veteran of car sales — and author — Ray Lopez of Glendale, Calif.

His book, Inside the Minds of Car Dealers, gives readers insights into car buying. Lopez says it’s like you are playing a game of cards with dealers “and suddenly realize there are rules that no one told you about. A good example is what Terry heard about there no longer being a Fleet Sales Manager.”

“Why would they all tell him that?” I asked.

“At one time almost every dealership had a fleet department for companies purchasing several vehicles at a time,” Lopez replied. “As an incentive to get the fleet buyer to purchase cars at regular intervals, spectacular prices were offered.”

Of course, I’ll bet you are thinking, “companies are still buying fleets of cars and expect discounts, so who takes care of these customers today?”

“Now most dealers have an Internet Department that has taken over fleet sales. It is rare to find a fleet sales manager today, which explains what your reader was told.”

Do Your Homework: Find 2 Dealers Selling the Same Car You Want

“Terry’s search for the best price begins by finding two dealers in his metro area selling the same car — let’s say that it is a Chevy Malibu,” Lopez says. “(Next), he visits their websites, finding vehicles in their inventory he’s interested in. He then contacts their internet department, provides the stock or VIN numbers and asks for quotes.”

And what if there is only one Chevy dealer?

“Then, Terry considers the competition — the Ford Fusion — and he does the same thing, contacting their internet department to obtain prices. It is critical that he compare apples with apples, which in this case means the trim levels of the cars he’s inquiring about. Everything must be identical.

“The internet sales manager will offer 2% or 3% over dealer cost, but Terry must ask for and obtain the actual dollar amount.

“Next, he contacts the other dealer in his metro area, does the same thing, and compares the two. If there is only one them, he goes to Ford and can compare similarly equipped Fords and Chevys. Also, Terry should consider going outside of his metro area, as coming all the way out there to purchase a vehicle can result in an extra discount.”

Dealers Don’t Like Being Shopped!

Lopez cautions Terry, “Do not let the dealers know that you are pricing each dealer against the other. If you tell a dealer that you are doing that, the internet person may not be so eager to give you an exact price. They know you will shop it at another dealership.”

See Also: Buying Your First Car – Tips for Young Shoppers

And Warranty Service? Does it Matter Where You Buy the Vehicle?

While in my personal experience — and that of many of our clients — loyalty in buying from your hometown dealer often has significant benefits, especially when out-of-warranty repairs are required. A long-term relationship with your dealer can result in expensive repairs performed at no cost to the customer.

“If you buy it out of town, you can still take it to your local dealer for service,” Lopez points out, noting, service generates profit. “They can make more from maintenance and repair than from the sale, so dealers do not care where you bought the car.”

Can Individual Buyers Also Save By Using a Dealer’s Internet Department?

“Dealers love multi-car sales. They will bend more for the fleet buyer,” Lopez says, adding, “So, while individuals buying only one car may not get the same price of a multi-car sale, they can do better than by just dealing with a salesperson on the floor — where 5% over invoice is common, but the internet buyer wanting the same car may get 3%.”

Finally, remember that your salesperson and your dealer, like everyone in business, must make a reasonable profit. And you should want them to, so they are here, tomorrow.

See Also: What NOT to Do When Discovering an Employee Is Stealing

Comments are suppressed in compliance with industry guidelines. Click here to learn more and read more articles from the author.

This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

Copyright 2019 The Kiplinger Washington Editors

All contents copyright 2019 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC

Buying Your Dream Retirement Home – Think Before You Leap

Posted: 27 Jun 2019 05:12 AM PDT

It happens every summer: Clients return from a spectacular vacation and tell me they’ve found their dream retirement home.

SEE ALSO: 50 Great Places for Early Retirement in the U.S.

Many people nearing retirement have long envisioned buying or building a home on the ocean or with scenic mountain views. While some have visited their idyllic spot over several years and mapped out a plan, others become enamored after only a single visit. They had the time of their lives over a week-long vacation and are now ready to plunk down a large amount of their retirement nest egg on this new home.

In their excitement, clients want to know if they have enough money for their dream home. Before jumping into the numbers, I like to ask several questions to make certain this is the right move. While I share their enthusiasm for the future, I want to make certain their emotions are not undoing several years of sound financial planning.

Here are some of the lifestyle and financial questions to consider before committing a large amount of retirement cash into a house:

Why Is This Place So Special?

It’s been great to walk out the door and onto the beach every morning, strolling up and down the shore. But will this really be what it’s like to live there all year? Have we spent several weeks or months in this destination to know we won’t get tired of it? Do we like the community and our potential neighbors?

Next, if you are married or in a long-term relationship, does the lifestyle fit each person’s needs? Deep-sea fishing or playing golf every day was fun on vacation, but will you participate in those activities frequently once you live there? And if that’s the plan, does it work for your spouse or significant other?

To help reality fit the dream, consider visiting the area during other seasons of the year and even renting a small place for a few months to experience daily life. We all know the mountain air is exhilarating in the summer. But how many people live on the mountain in the winter, and how often do the roads get plowed?

Are You Buying Because It’s a Good Investment?

If someone tells me they’ve gotten a “great deal” on their dream home, I try to probe further on their perspective. Sometimes I find they are using this angle to convince themselves (or me!) to buy into the dream.

For example, if the seller listed the home for $2 million three years ago and it’s marked down today for $1.25 million, it’s quite possible property values won’t recover anytime soon. And if my client is paying $1 million or more for a home, I want them to be able to turn on the “get out switch” later if they need equity from the home for living expenses, or have a change of heart. Even if it’s 10 or 20 years away, you or your children will sell this home eventually. At that point, the home could be among the older houses around or may not fetch much more than you paid for it — if that.

As a starting point, to determine if property values may rise or fall in the future, check on the inventory of homes available in the surrounding area and how long they’ve been for sale. If many homes have been sitting on the market for 12 months or more, and that’s been the trend for a few years, it’s an indication the neighborhood isn’t an up-and-coming area. Next, find out if there are any new housing developments planned, since they will likely be more attractive than the existing property you may be considering.

See Also: Retirees: Go Ahead and Spend More in the Go-Go Years

Will You Be Near Adult Children and Grandchildren?

Many retirees view their dream home as the “go to” location for family gatherings where everyone can linger together around the dinner table with beautiful fall foliage in the backdrop, or sit on the beach with palm trees swaying nearby. But, in reality, it’s often hard for family members to travel and spend several days at your new home more than once or twice a year. They have busy work schedules, children’s activities, and time off is limited.

It often doesn’t make sense to spend millions of dollars for a large home to accommodate all of these people once or twice a year. It may be wiser — and more fun — to buy a smaller, less expensive place that fits your everyday needs. And it will be easier for you, the retiree, to pack up and visit family at their homes.

Does the Cost Affect Your Financial Plan?

I advise my clients to retire and remain debt-free in retirement, and to have plenty of cash and other liquid assets. If there’s a need to withdraw money in retirement — whether for daily living needs or an emergency medical bill — you don’t want a large monthly mortgage payment on a big house to get in the way.

Consider this example. A couple with a net worth of $5 million may not want to spend $2 million of their liquid assets on a retirement home if they don’t have a pension or another stable source of cash flow to cover their everyday expenses. But if the couple has an annual pension, Social Security benefits and funds from an annuity or other investments, the house becomes a more viable purchase.

Retirees have worked a lifetime to build their wealth, and it’s important they enjoy it. But take the time to plan carefully and make certain the dream doesn’t turn into a headache that will cause frustration and regret.

See Also: What’s Your Retirement Housing Strategy?

Comments are suppressed in compliance with industry guidelines. Click here to learn more and read more articles from the author.

This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

Copyright 2019 The Kiplinger Washington Editors

All contents copyright 2019 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC

France’s ZED, China’s CCTV9 Join Forces on Docu Series ‘Wild Treasure of China’

Posted: 27 Jun 2019 03:43 AM PDT

ZED, the Paris-based production company, is joining forces with CCTV9, the factual channel of the Chinese public broadcaster, to produce “Wild Treasure of China,” a 4K-lensed wildlife documentary series.

Lensed in the wild landscape of China, the series will shed light on rare species which are repopulating these areas.

The series, budgeted at 3 million Euros, will kick off with an episode dedicated to snow leopards which was directed by Frédéric Larrey and required three years of filming. The first one-hour episode will be delivered in February and has pre-sold by ZED to the French broadcaster France Télévisions, Smithsonian Channel, National Geographic Wild et NDR.

The other four episodes will be delivered in 2021 and will be dedicated to other animals such as “the tiger from Siberia, the blue bear from Himalaya, the antelope from Tibet and the giant panda which are all symbols of China’s wilderness,” said ZED, adding that the “crew of the documentary series will gave access to zones which have seldom been visited by foreign crews.”

ZED’s current slate also includes the documentary “Grace Kelly,” an intimate portrait of the iconic actress who because the Princess of Monaco. The documentary is being directed by Serge de Sampigny who obtained exclusive private archive footage of Grace Kelly and the Prince Rainier. Patrick Spica Productions is producing the documentary which will feature colorised archive footage.

‘Big Brother’ Set for German Comeback on Sat.1

Posted: 27 Jun 2019 03:42 AM PDT

Big Brother” is returning to German screens after a five-year break. Sat.1 will air the German version of the show, which will coincide with the 20th anniversary of the Endemol format that paved the way for a raft of other unscripted shows around the world.

Sat.1 said it would also run a celebrity version of the show. Endemol Germany is on production duty for the upcoming relaunched version. The format has proven to be a global success since its launch, and has come and gone at various times in different countries over its almost two decades in existence. In the U.K., Channel 5 has ditched its version after a long run, while in markets including Poland and Finland it has recently relaunched.

In Germany, the show previously went out on RTL II and then the Sixx channel. It is not unusual for the long-running format to switch channels; in the U.K., it initially ran on Channel 4 before heading to Viacom’s Channel 5, for example.

There are currently 28 versions of the core show and its celebrity spinoff on air in 21 territories around the world. The show is on broadcast network CBS in the U.S., whose version is one of the longest-running in the world.

‘All Creatures Great and Small’ Gets Reboot by PBS, Viacom’s Channel 5

Posted: 27 Jun 2019 03:19 AM PDT

A new adaptation of “All Creatures Great and Small” is in the works for Viacom‘s Channel 5 in the U.K. and Masterpiece on PBS in the U.S. The source books by James Herriot, about country veterinarians in 1930s rural England, were made into a much-loved 1978-90 British series that ran to 90 episodes, which also aired on public TV in the U.S. There was also a 1975 film starring Anthony Hopkins.

The new show will be made by “Wolf Hall” producer Playground. It will shoot in Yorkshire, northern England, in 2020, and consist of six episodes and a Christmas special. For Channel 5, the commission comes as it pushes deeper into original drama, with this being its biggest scripted project to date. Masterpiece in the U.S. has traditionally fared well with British dramas, including “Downton Abbey.”

Since their publication in 1970, the books by James Alfred Wight, under the Herriot pseudonym, have never been out of print. They have sold 60 million copies internationally.

“At a time when the country feels more divided than ever, Herriot’s glorious books remind us how to connect and belong again,” said Colin Callender, exec producer and CEO of Playground. “The series will embrace the fun and the nostalgia of revisiting the England of the past, while celebrating Herriot’s values that, despite all our current upheaval, still underpin British life today.”

“When it originally aired on public broadcasting, ‘All Creatures Great and Small’ captured the hearts of millions of television viewers,” added Rebecca Eaton, executive producer of Masterpiece. “We promise that the new series will have all the wit, warmth, and quirky charm of the original – and of course, lots of irresistible animals.”

All3Media will distribute the series internationally.

John Legend won’t cook with Chrissy Teigen

Posted: 27 Jun 2019 03:00 AM PDT

John Legend and Chrissy Teigen don’t cook together.

The couple – who have children Luna, three, and Miles, 13 months, together – both enjoy making meals but prefer not to get into the kitchen at the same time because they have different culinary styles.

John, 40, told Hamptons magazine: “We don’t really cook together. I cook for her; she cooks for me.

“She’s a bit more creative in the kitchen. I like to follow recipes, and I’m very good at executing them.

“I’ll look them up online or literally in her book. I’m not really creative in the kitchen, but I love to cook.”

The 40-year-old singer is a big fan of a lot of the recipes that feature in Chrissy’s ‘Cravings’ cookbooks.

He said: “I love the French onion soup in her new book. It’s incredible. She also does a really good braised short rib.”

When the ‘All of Me’ hitmaker gets in the kitchen, his 33-year-old wife always has one particular request.

John explained: “I like to make macaroni and cheese. She loves my mac and cheese — the garlic is really important.”

The ‘Lip Sync Battle’ star has previously admitted all their friends and family prefer John’s mac and cheese – but she thinks that’s just because he is the cook, rather than it actually tasting better than her take on the classic dish.

She said: “Something fun about the book is we’ll have his take and then we’ll have my take.

“For example, everybody in his family and all of our friends love his mac and cheese, but I think they only love it because ‘John Legend is cooking it,’ like, ‘Oh my God! This is amazing!'”

Keith Urban praises Nicole Kidman

Posted: 27 Jun 2019 03:00 AM PDT

Keith Urban has enjoyed 13 years of “magic, wild adventures and pure love” with Nicole Kidman.

The couple – who tied the knot in 2006 – celebrated their wedding anniversary earlier this week and used their Instagram accounts to send touching messages of one another to mark the milestone.

Keith, 51, shared a photo of himself and the ‘Big Little Lies’ star and wrote: “Thirteen years of magic, music, romance, wild adventures, and the ongoing discovery of pure love. Happy Anniversary Babygirl xxxx.”

The 52-year-old actress shared a different photo and a more brief message on her own account.

She simply wrote: “…love. Happy Anniversary Baby.”

Nicole – who has 10-year-old Sunday and eight-year-old Faith with Keith, and 24-year-old Connor and 26-year-old Isabella with ex-husband Tom Cruise – recently praised Keith for being so supportive while she shot harrowing scenes for the second season of ‘Big Little Lies’, in which she plays Celeste Wright, whose abusive husband Perry (Alexander Skarsgard) was killed off at the end of series one.

She said: “…And on season two, which I can’t really talk about now. But, yeah.

“I have the most extraordinary partner in life.

“I will always say that about him.

“I’m one of the very fortunate women in the world to have had a wonderful father, and I have a wonderful husband, and I’m just very — I love to be able to say that, because to talk about the good men that have influenced me and affected me.”

And the ‘Hours’ star doesn’t need anything more in her life other than her career and her family.

She said: “I love having my artistic path, and then my other passion is my family. That’s probably all I need in my life.

“Other people are off doing things like having a girls’ weekend. I don’t have that because I go home. I want to be with my children and my husband. I will sort of get lost in a character or whatever I’m doing, but I’m constantly working to keep that balance.”

Ryan Seacrest broke Kris Jenner’s toilet

Posted: 27 Jun 2019 03:00 AM PDT

Ryan Seacrest broke Kris Jenner’s toilet – and didn’t tell anyone.

The 44-year-old presenter – who is executive producer of ‘Keeping Up With the Kardashians’ – ran into difficulties at the showbiz matriarch’s Hidden Hills home because he found her bathroom too dark and high-tech to use correctly.

Speaking on ‘Live with Kelly and Ryan’, he said: “So she’s got a bathroom in the entryway. It’s dark, there’s a black toilet.

“So I’m in there and the toilet, it’s like one of those electronic toilets, but it’s black, so you can’t see any of the buttons, and it’s dimly lit, and I can’t find the light switch, and there’s one candle lit.

“I go to the bathroom and I use the toilet paper and put it in the thing and try to find the flush, and I can’t find the flush. Now what do I do? I can’t find the flush and someone is going to come in and use the toilet.”

The ‘American Idol’ host did his best to find the command switch but “the software was messed up, and it wouldn’t flush”, and things just went from bad to worse.

He added: “So I flush it, and the water just builds – so I am watching the water level rise.”

Ryan panicked and wasn’t sure who to confide in about his problem – but admitted he was ultimately “too embarrassed” to mention it to anyone.

He said: “I’m thinking to myself, ‘What do I do?’ Do I stick my hand in there? Do I tell, ‘Hey Khloe, don’t tell Kim and Kourtney, don’t tell Scott, but can you help me out over here?’ Or do I just tell Kris, ‘I think your toilet has got a problem?’

“I just left it there … it could still be there. Keep this between us!’ “

Beth Chapman to be cremated

Posted: 27 Jun 2019 03:00 AM PDT

Beth Chapman will be cremated.

The ‘Dog the Bounty Hunter’ star died of cancer on Wednesday (26.06.19), a few days after she was placed into a medically-induced coma, and sources told ‘Entertainment Tonight’ she had specified her funeral arrangements before she passed away.

The 51-year-old star’s husband, Duane ‘Dog’ Chapman, announced her passing on Twitter.

He wrote: “It’s 5:32 in Hawaii, this is the time she would wake up to go hike Koko Head mountain. Only today, she hiked the stairway to heaven. We all love you, Beth. See you on the other side.”

And in a statement, Dog and Beth’s children – Cecily, Bonnie, Garry and Dominic Davis – thanked fans for their support.

They said: “Duane and the Chapman ʻohana send their love and a sincere mahalo to everyone who prayed for Beth throughout this journey.”

WGN America, the network that broadcast Dog and Beth’s show, ‘Dog’s Most Wanted’, have also expressed their condolences.

In another statement, they said: “We are deeply saddened by the tragic news that Beth Chapman lost her battle with cancer today. She was an exceptional woman, fiercely loyal and passionate about her family and she was a true joy to work with. All of us at WGN America will miss her tremendously. Our thoughts and prayers are with Duane, her family, loved ones and millions of fans.”

The ‘Dog & Beth: On the Hunt’ star underwent successful throat cancer surgery in 2017 but last year was told the disease had returned and underwent emergency surgery to remove a tumour in November.

She was hospitalised in April due to fluid accumulation in her lungs and underwent an operation in the same month to relieve pressure.

Viacom Adds Pluto TV Drama, Food, and Movies to Channel 5’s On-Demand Service

Posted: 27 Jun 2019 02:23 AM PDT

Viacom is adding a trio of channels from its recently-acquired Pluto TV to My5, the on-demand service of Channel 5, the U.K. free-to-air broadcaster it also owns.

Ad-supported OTT service Pluto TV is already available in the U.K., but the My5 deal widens its distribution. It also bulks up My5 at a time when traditional broadcasters are keen to bulk up their on-demand offerings in the face of fierce competition from the streamers. My5 has a raft Channel 5 shows and the broadcaster has been adding third-party content as it beefs up the service.

Pluto TV Drama, Pluto TV Movies and Pluto TV Food hit My5 on Thursday. The foodie service has shows including Gordon Ramsay’s “The F Word” and “Kitchen Nightmares,” and the drama channel Tom Hardy series “Flood” among others. Bruce Willis film “The Assassination” and Kate Beckinsale starrer “Nothing But the Truth” are among the titles on the movie offering.

“We know that movies and drama in particular work well in the on-demand space and we’re thrilled to debut such an exciting range of library content on My5,” said Oli Thomas, VP, digital, Viacom International Media Networks

Olivier Jollet, managing director Europe at Pluto TV added that the My5 launch meant viewers would get a taster of the OTT services lineup. “The three carefully curated Pluto TV channels not only add to My5’s existing line-up but also enable the My5 audience to experience a small portion of Pluto TV’s diverse programming,” he said.

Beth Chapman’s selfless final words

Posted: 27 Jun 2019 01:00 AM PDT

Beth Chapman wanted to make sure that her husband Duane ‘Dog’ Chapman and their family were “okay” in her final moments.

The 51-year-old reality star had been placed in a medically-induced coma last weekend after she was left struggling to breathe as a result of her battle with stage 4 lung cancer, and sadly passed away on Wednesday (26.06.19).

In his first interview since his wife’s death, Dog called on the world to find a “cure” for the “terrible” disease.

Speaking to Hawaii News Now, Dog said: “It’s terrible, the most terrible time in someone’s life.

“You kind of try to remember that you’re celebrating life, but right now we’re mourning the death, so it’s not good.

“The cancer gig, of course, we’ve gotta find a cure because all we have now is some get lucky, but most pass away.”

On Beth’s selfless final words, which she mouthed when she had moments of consciousness, he recalled: “When she had an attack I didn’t know anything to do but to say ‘in Jesus’ name’ and hold her and when I said ‘in Jesus’ name’ she said, ‘Say it again, say it more.’

“And then she told the girls and everybody, with her mouth — she came out of it a couple times – ‘I love you’ and ‘Are you guys all okay? Don’t worry,’ but she never accepted it.

“So amazing, this is totally unbelievable.”

Dog also shared how his wife knew she was dying and said it was a “test of her faith”.

He said: “One of the last things she said [was] ‘It’s a test of my faith’.

“She had faith and that was it.

“There’s things you go through when you’re dying, like steps like you do when you lose someone, right? “You get mad at them, and then you go through all these steps.

“Well, the last step when you’re dying is to accept it. And she said to me the other day, ‘Honey, that last step, I ain’t taking…’

“So go Bethy.”

The 66-year-old reality star joked about how Beth will probably “control” his life from heaven and admitted she was a fighter right to the end and was determined to show others how to “beat” cancer.

He said: “Beth was somewhat of a control person — not from the grave but from heaven.

“I’m sure she’s still controlling me and I’ve got notes in my pillowcases, on my sink, in my shaving thing. “She’s still telling me what to wear.

“She did it her way.

“There’s some things that they predicted that the doctors ended up saying, ‘We’ve never, ever, seen anything like this’.

“Her way was to live. She wanted to live so bad and she fought so long, and the reason she fought, she liked life but she wanted to show people how to beat it and what to do when it got her.”

Beth was survived by Dog and their children Cecily, Bonnie, Garry and Dominic Davis.

Jake Gyllenhaal’s acting career inspired by sister Maggie

Posted: 27 Jun 2019 01:00 AM PDT

Jake Gyllenhaal’s sister Maggie inspired his childhood dreams of acting.

The 38-year-old star has revealed how seeing the actress, now 41, on stage as a child pushed him to try it himself, and “it felt really right”.

He told ‘Entertainment Tonight’: “Ever since I saw my sister act… I saw her on stage and thought, ‘That looks like a whole lot of fun.

“Then I tried my hand at it and it felt really natural. It felt really right and I enjoyed it so much…

“I think I was about six or seven years old. And then it’s just been like that forever.”

The siblings both starred in ‘Donnie Darko’ in 2001, and he has since appeared in the likes of ‘Brokeback Mountain’, ‘Zodiac’, ‘Love & Other Drugs’ and ‘Nightcrawler’.

Sister Maggie has also enjoyed a very successful career with performances on the big screen in films like ‘The Dark Knight’, ‘Mona Lisa Smile’, ‘Hysteria’ and ‘Frank’ as well as TV and stage roles.

Although Jake as inspired by her, the siblings have disagreed over certain aspects of their career when it comes to changing appearances for a role.

He underwent a grueling workout regime prior to playing the role of middleweight boxing champion Billy Hope in the 2015 movie ‘Southpaw’, but Maggie insisted he shouldn’t change himself to suit his parts.

He previously said: “My sister and I have the argument often. I’ve lost weight or learned a new skill and she’s said: ‘You don’t have to change your body to play a character’, and there are times where I agree and other times I don’t.”

And he suggested it is an added “craft” if an actor can transform their body when they take on the role of different characters.

He added: “I mean, putting the time into preparation, being agile, no, I don’t think transforming your body physically had anything to do with the craft of acting.

“Although no matter how far you push yourself, to understand even the idea of that is to understand even the idea of that is almost close to impossible.”

Kylie Minogue finds true love

Posted: 27 Jun 2019 01:00 AM PDT

Kylie Minogue has found “true love”.

The 51-year-old singer has been dating GQ creative director Paul Solomons for over a year and she feels “thankful and lucky” to be in a relationship with such a caring man.

She said: “Who says you can’t be soppy and romantic later in life? Particularly when you find a good and true love.

“I feel even more thankful and lucky that I have this in my life now… I’m really being taken care of.”

The ‘All the Lovers’ hitmaker was diagnosed with breast cancer in 2005 and though she “hated” the tough parts of her treatment – including undergoing a partial mastectomy and losing her hair – she thinks they have made her the person she is now.

She told the Daily Mirror newspaper: “The lows, you hate them, but it is character building. I kind of hate saying that, but it’s true.”

And Kylie is proud that mammogram screening increased by a third after she went public with her diagnosis because it feels “good” to know she’s able to help others.

She said: “I have people tell me to my face, ‘Well I went to get checked and I’m now five years cancer free.’

“Everyone’s story is different, but it’s a good feeling to know that you’ve raised awareness and helped people.”

When it comes to her professional life, the former ‘Neighbours’ actress likes to be in charge.

She said: “I like to be the boss… if anyone does anything stupid, they get the look.”

Kylie recently admitted that her life “isn’t all roses”.

When asked what goes in to being Kylie Minogue, the ‘Love at First Sight’ hitmaker said: “[It] takes a lot of work, graft and insecurity – not always what the wrapped-up end product looks like. There have been times when I’ve thought, ‘I just can’t.’ But you’ve got to take the knocks because they’re always coming. It ain’t all roses. But maybe otherwise it wouldn’t be as sweet in the end.”

Sir Elton John finds clearouts ‘tough’

Posted: 27 Jun 2019 01:00 AM PDT

Sir Elton John has a “very difficult time” getting rid of his old clothes.

The 72-year-old singer loves his “exuberant and eclectic” wardrobe but knows he can’t keep everything but has found it “motivating” to use his clear-outs for good and selling his iconic pieces to raise money for his own charity.

He said: “I have a very difficult time letting go of items that I have an emotional attachment to.

“Over the years, I’ve found the most motivating way to get rid of pieces is to sell them to raise money for the Elton John AIDS Foundation.”

However, the ‘Tiny Dancer’ hitmaker does keep some of his favourite pieces for his sons, Zachary, eight, and Elijah, six.

Elton – who is married to David Furnish – has found another way to raise money for his charity as he has teamed up with jewellery brand Thief and Heist for a rainbow edition of its signature tag bracelet, with 20 percent of all sales from the $125 pieces going to his charity.

The ‘Candle in the Wind’ hitmaker things the fight against AIDS is as pressing as ever so needs all the funding it can get.

He told People magazine: “New HIV infections are on the increase amongst marginalized and disenfranchised gay men and trans people, particularly in the Southern US.

“We have much work to do; breaking down stigma and making sure that everyone has access to HIV testing and affordable treatment.”

And the ‘Rocketman’ singer is grateful Thief and Heist founder Francesca Amfitheatrof – who he and David have known for some time – approached him for the collaboration.

He said: “I’m thrilled and humbled by the positive response to my Farewell Tour and the film ‘Rocketman’.

“I’m grateful that Francesca approached David and me to work with Thief and Heist.”

Meanwhile, Francesca hopes people will snap up the bracelet.

She said in a statement: “In allegiance to the LGBTQ+ community and fluidity, the Tag is an outward representation of freedom. We believe AIDS can be beaten and hope people will join us in celebrating the LGBTQ+ community and supporting EJAF’s efforts.”

Picture Tree Intl. Picks Up Carolina Hellsgård’s ‘Sunburned’ (EXCLUSIVE)

Posted: 27 Jun 2019 12:01 AM PDT

Picture Tree Intl. has acquired the rights to Carolina Hellsgård‘s “Sunburned,” the follow-up feature to her zombie drama “Endzeit – Ever After.”

PTI will be presenting first footage from the film, currently in post-production, at this year’s German Films Previews (July 3-6).

“Sunburned” follows solitary teenager Claire on a family holiday in Spain. Neglected by her distant mother and older sister she eventually finds company in Amram, a young, struggling Senegalese beach vendor. Claire promises to help him, regardless of the consequences.

The film is Hellsgård’s third feature as director after her debut “Wanja,” which premiered at the Berlinale in 2015, and post-apocalyptic zombie feature “Endzeit – Ever After,” which premiered at Toronto Film Festival last year. The latter film is still traveling the festival circuit with an upcoming U.K. premiere at Edinburgh Film Festival on June 29, and is being readied for its U.S. release through Juno Film, and its U.K. release via Exploited Films this summer.

“Sunburned” is produced by Nicole Gerhards’ NiKo Film (Germany) in coproduction with Johanna Aust’s Flickfilm (Germany), The Film Kitchen (Holland), Staron-Film (Poland), WDR, SWR and ARTE.

During the German Previews, PTI will also present German buzz title “Traumfabrik,” which will be released in Germany on 400 plus screens on July 4. The film is set in the Eastern German DEFA Film Studios during the summer of 1961. During the Cannes Market, the film sold to Spain, China, C.I.S., Mexico, Taiwan, Israel, Poland, Hungary, Czech Rep. and Slovak Rep., and a global inflight deal.

Also screening at the Previews will be action comedy “Sweehhearts,” directed by Karoline Herfurth (“Perfume,” “The Reader”), who is also starring, alongside to Hannah Herzsprung (“Dogs of Berlin,” “The Reader”) and Frederic Lau (“The Captain,” “Victoria”).

The international line-up of PTI’s upcoming titles includes Swedish pop musical romance “A Piece of My Heart,” starring Malin Åkerman (“Rampage,” “The Proposal,” “27 Dresses”) and supernatural horror thriller “Motel Acacia,” directed by Bradley Liew (Venice Critics Week title “Singing in the Graveyards”), as well as “Beware of Children,” directed by Dag Johan Haugerud and produced by leading Norwegian company Motlty’s (“Louder Than Bombs”).

Parent feels left out when ex keeps a secret

Posted: 27 Jun 2019 12:01 AM PDT

Dear Amy: My ex-fiance and I were together for five years, and have been separated for over three years. We have a child.

We have shared custody of our child, and although my ex is very wealthy, I have never asked for any child support or compensation because I just wanted us to focus on co-parenting our child, without the mess.

My mother informed me that my ex was engaged, after she saw it on social media. He never told me. We had a great relationship until he started seeing this woman. According to him, she is very jealous of me.

I see my ex at least once a week. Although I had a negative opinion when I found out about their relationship, I got over it quickly and told my ex that if she makes him happy, then I wish him the best.

They got married quickly after being engaged and he still hasn’t said anything to me.

Now our relationship has an awkward vibe. I don’t want to make him feel uncomfortable, and I’ve been waiting to see if he would eventually tell me about his marriage. I have been very nice to his wife. I’m not sure why he’s hiding all of these important events from me.

Should I say something, just to get it out of the way so it doesn’t strain our relationship?

— Glass Half Full

Dear Glass: You seem to focus entirely on your ex’s life — and his feelings — when you should be focusing on your own, and your child’s.

You both seem cowardly. He is too chicken to tell you he’s gotten married. And you don’t seem to have advocated for your child. Do you have a legal custody agreement?

Even if you can readily afford raising your child, you could advocate for help with insurance, extracurricular activities and college down the road. Helping to support a child financially is an important aspect of “co-parenting.”

Your child now has a stepmother. This could be a game-changer on many fronts — for all of you.

You should receive legal counsel as soon as possible.

Find the words. Say to your ex, “So, I understand that you and Margo got married. Can you explain why you decided not to tell me this?”

Dear Amy: I recently hosted an old college friend for lunch at my house, along with her husband and young daughter, “Lillie.”

I’ve got a medium-sized dog that gets nervous around new people, so for safety’s sake I locked the dog in her kennel and kept her in a back room.

My friend asked several times if she could take her daughter to the back to “see the puppy,” but I said no because the dog would stay calmer if she was left alone.

Well, while I was busy cooking lunch, my friend apparently snuck Lillie to the back room to see the dog.

Next thing I know, Lillie is screaming/crying, and my friend is yelling at me.

Apparently the dog nipped at Lillie and scared her (there was no physical contact). Now, my friend is angry with me for “allowing” my dog to scare her child. She is threatening to report me to animal control.

I think she’s insane.

My dog was locked away in her kennel. I stated very clearly to leave the dog alone, and she ignored me.

My friend says she wants an apology and for me to get rid of the dog, or she won’t be visiting anymore. Who is right here?

— Doggone

Dear Doggone: From this point forward, it would be wisest for you to refer to this person not as a friend, but a “former friend.”

Taking your narrative at face value, she is an irresponsible parent who knowingly and deliberately ignored clearly stated warnings and put her child in harm’s way.

I won’t suggest that you counter her threat with one of your own (to report her to CPS for child endangerment), but the temptation is surely there.

You do not owe her an apology. Nor do I think you should continue to communicate with her about this.

I do think you should hold her to her promise not to visit you anymore.

Dear Amy: Cute advice to “Frozen,” to offer a young child an ice pack for a little boo-boo. But — hello — ice packs can actually “burn” young skin.

I suggest you rethink your advice.

— Disappointed

Dear Disappointed: Parents must make sure their remedy doesn’t cause other problems. I think most can manage to make their ice packs safe.

(You can contact Amy Dickinson via email: askamy@amydickinson.com. Readers may send postal mail to Ask Amy, P.O. Box 194, Freeville, NY 13068. You can also follow her on Twitter @askingamy or “like” her on Facebook.)

YOUR DAILY ASTROLOGY, For release 06/27/19 for 06/27/19

Posted: 27 Jun 2019 12:01 AM PDT

BIRTHDAY STAR: Actress Courtney Ford was born in Los Angeles on this day in 1978. This birthday celebrity has starred as Nora Darhk on “DC’s Legends of Tomorrow” since 2017. She’s also played recurring roles on “Supernatural,” “True Blood,” and “Parenthood.” Ford’s film work includes “The Front Runner,” “Sironia,” and “The Good Doctor.” She’s been married to actor Brandon Routh since 2007.

ARIES (Mar 21-Apr. 19): Don’t compromise your integrity. You may face the dilemma of either siding with a friend whom you know is wrong or doing what you know is right. Try to use your influence to change someone’s mind.

TAURUS (Apr. 20-May 20): All for one and one for all. Much can be accomplished through group discussions that address the common good and focus on benefitting everyone. Personal projects may need to be placed on hold.

GEMINI (May 21-June 20): Make do with what you have. Life might be easier with some cool new fashion or technology, but these are not essential for your success. Work with what you have for now; let the rest come with time.

CANCER (June 21-July 22): Time for some triage. If it seems that your piggy bank is hemorrhaging money, and this could be due to too many unnecessary expenditures. Look for new and intelligent ways to budget your resources.

LEO (July 23-Aug. 22): Be yourself. Putting up a false front to impress someone could likely come off as phony, which could ultimately have a negative impact. The right people will want you for exactly who you are, not who you think you should be.

VIRGO (Aug. 23-Sept. 22): Let others have their say. No matter how proud you are of your latest idea, listening to someone else’s input could add extra value and make it even better. Allowing a loved one to vent their feelings may prove therapeutic.

LIBRA (Sept. 23-Oct. 22.): Stay in the neutral zone. It would be better to try and mediate or resolve other people’s disputes rather than taking a side, which could create unnecessary friction. Let a friend lean on you for support and advice.

SCORPIO (Oct. 23-Nov. 21): There’s often more to a situation than meets the eye at first glance. What you perceive could be incomplete or only partially true, so take the time to piece the facts together. Give people time to make their true nature known.

SAGITTARIUS (Nov. 22-Dec. 21): Spread a little sunshine. Do a kind act for someone because it is the right thing to do, not because you expect something in return. Others will likely find you to be extra charming and attractive.

CAPRICORN (Dec. 22-Jan. 19): Take a back seat. For now, it will make life easier for you if someone else is willing and able to grab the reins and take over. Be realistic about your expectations and you won’t be let down by the results.

AQUARIUS (Jan. 20-Feb. 18): Steady friends are here to stay. Take time to appreciate those who have stood behind you through thick and thin as true buddies are truly golden. Offer a pat on the back or small token of your esteem.

PISCES (Feb. 19-Mar. 20): Investigate trouble in paradise. Talk things over with a loved one to discover why they may have seemed a little off lately. Discord at home that goes unchecked could become a bigger problem than anticipated.

IF JUNE 27 IS YOUR BIRTHDAY: You may be overly sensitive to slights or prone to misunderstandings during the coming six to eight weeks. Don’t make major changes because what momentarily seems of utmost importance could be just a minor issue when you look back in a few months. Your dissatisfaction with a key relationship or with career progress might be of little consequence, or it could be the writing on the wall. In August and September focus on moneymaking activities and widen your network of business and social contacts. The plethora of ideas you develop could become moneymakers in October. Embrace opportunities that come your way in December, and you will be better equipped to make major changes in January.

Learn more at https://magihelena.com/ Questions? Reach out to Helena at questions@magihelena.com.

*Love Is… – Comic Panel – 20190627cplis-a.tif

Posted: 27 Jun 2019 12:01 AM PDT

You can see much of America in the Liberty Bell and its crack

Posted: 27 Jun 2019 12:01 AM PDT

When you look at the Liberty Bell in Philadelphia, you either see the bell first or the crack first. It is the same with America. You either see our genius as a nation or our flaws. Like the Liberty Bell, both are on clear view in America; it just depends upon which aspect of our national experiment in freedom reaches your soul more deeply.

A prayer for the Liberty Bell and for America:

“Dear God, help us to see the bell before the crack. Help us to see our aspirations before we see our failures. Help us to come together as one people in a time and a world and political environment that are tearing us apart. Amen”

The inspiration for the unity I pray for with special fervor in America this Independence Day is inscribed on the bell itself. It is a verse from Leviticus 25:10:

“Proclaim Liberty throughout all the land unto all the inhabitants thereof.”

Those words and that bell are close to me because I read that verse from that book and that bell on May 21, 1960, which was the day of my bar mitzvah at Temple Shalom in Fox Point, Wis. Over the years since I was 13 the symbolic importance of the Liberty Bell has grown in me. A bell is a perfect symbol because its piercing yet lovely sounds cannot be ignored, and because the verse from Leviticus is a perfect summation of our national purpose. The verse describes the biblical commandment to free slaves and cancel debts every 50 years. For this reason, the Liberty Bell gained iconic importance not because of the Pennsylvania Assembly that commissioned it, but because of the abolitionists who in their efforts to put an end to slavery in America adopted it as a symbol. To slaves in America the words, “Proclaim Liberty throughout all the land unto all the inhabitants thereof,” were the words of God spoken through the Bible and into their hearts. It was, in fact, the abolitionists who gave it the name “Liberty Bell.” Before the Civil War it was simply called the “State House Bell.”

There is widespread disagreement about when the first crack appeared on the bell, but there is general agreement that the final expansion of the crack that left the bell incapable of ringing was on George Washington’s birthday in 1846.

My favorite story about the Liberty Bell apparently never happened. In 1847, George Lippard wrote a fictional story for The Saturday Courier about an elderly bellman waiting in the State House steeple for word that Congress had declared independence, though he began to doubt Congress’ resolve. But the bellman’s grandson, who was listening outside the Congress doors, shouted, “Ring, Grandfather! Ring!” This story captured the imagination of the people so much that the Liberty Bell has been linked to the Declaration of Independence since.

What is true is that just like the crack in the Liberty Bell, the promise of liberty for all the inhabitants of our land is unfinished. But it is still our great national promise … and it is still a bell … and if I had that bell … if I had that bell, dear God … I would ring it in the morning, I’d ring it in the evening all over this land. Only we do have that bell and we do have that promise and we do have this great country of ours that is about to celebrate one more year of freedom. Let us not be afraid to see the crack but let us never forget to hear the bell.

(Send ALL QUESTIONS AND COMMENTS to The God Squad via email at godsquadquestion@aol.com. Rabbi Gellman is the author of several books, including “Religion for Dummies,” co-written with Fr. Tom Hartman.)

Bribing the Palestinians won’t work

Posted: 27 Jun 2019 12:01 AM PDT

The Trump administration thinks appealing to North Korean dictator Kim Jong-Un by dangling promises of prosperity in front of him if he agrees to change his ways is the path to peace on the Korean Peninsula. So far there have been no agreements to build a Trump resort and Kim has made no effort to adopt any other form of capitalistic behavior.

Undeterred, the administration’s front man for Middle East peace, the president’s son-in-law, Jared Kushner, has revealed part of his plan (the rest he says will come after Israeli elections this fall) to settle the multi-decade conflict between Israel and the Palestinians.

Kushner told Reuters the plan includes $50 billion in economic incentives, if the Palestinian leadership will simply recognize Israel’s right to exist, promise not to engage in terrorist actions and seek a peace agreement with the Jewish State.

One critical element is being left out of what we know so far about the proposal and that is religion. Kushner, who is Jewish, should have some particular insight into the conflict that eludes secularists. The Palestinians and Muslims in some neighboring countries believe they have a religious mandate to wipe out Israel, killing as many Jews as possible, because Israel is an illegal occupier of “their” land and Allah has ordered it.

Evidence that Kushner’s plan is likely to experience the same fate as those that have gone before is contained in a study of textbooks used by Palestinian schoolchildren.

The study, conducted by Eldad J. Pardo of Hebrew University in Jerusalem, and published in April 2017, found the latest textbooks and curricula for grades one through four are “significantly more radical than previous (publications).” Pardo says the latest texts “(teach) students to be martyrs, demonizes and denies the existence of Israel and focuses on a ‘return’ to an exclusively Palestinian homeland.”

Even math books use martyrs to teach arithmetic.

In upper grades, writes Pardo, “The strategy of violence and pressure (in place of negotiations) is advocated as the most effective action to achieve Palestinian goals. … And in these upper-grade textbooks, the concept of ‘eternal war’ is instigated through the abuse of Islamic terminology.”

Real history is replaced with Palestinian and Islamic reinterpretations and even reinventions of history. One example: Pardo says Palestinians are being taught that they have always occupied the land. In fact, even their name — Palestinians — is a modern invention. As noted on the Jewish Virtual Library website, “Leading up to Israel’s independence in 1948, it was common for the international press to label Jews, not Arabs, living in the mandate as Palestinians. It was not until years after Israeli independence that the Arabs living in the West Bank and Gaza Strip were called Palestinians.”

There is much more from the study. “The Palestinian national anthem is taught in third-grade,” writes Pardo, and “instills the spirit of fighting, revenge and sacrifice.” And then there’s this from the same third-grade text: “Jerusalem is a Palestinian city and capital of the State of Palestine. The Palestinian flag will be hoisted on the city’s walls after the liberation from Israeli occupation, God willing.”

Add these incitements to the sermons from Palestinian mosques and media in which Israel and the Jewish people are degraded and their enemies are encouraged to destroy their state and evict or murder their people.

How does a Jewish-American who will be doubly hated for his citizenship and his religion bribe Palestinian leaders into reversing their religious mandate and political goals? If that strategy is not revealed in the rest of Kushner’s peace plan, and if the Palestinians refuse to take the bribe, the plan will fail.

In the mind of Palestinian Authority President Mahmoud Abbas it already has. At a news conference last Sunday, Abbas appeared to reject Kushner’s plan, saying, “We will not be slaves or servants.”

The Kushner plan is a miscalculation similar to those made by previous administrations. Aside from abandoning the land-for-peace formula, which never worked, this plan appears to differ only in the amount of money being offered.

(This year marks Cal Thomas’ 35th year as a syndicated columnist. Readers may email Cal Thomas at tcaeditors@tribpub.com.

*Pluggers – Color Comic Panel – 20190627cpplc-a.tif

Posted: 27 Jun 2019 12:01 AM PDT

You paid off your mortgage. What happens to the promissory note?

Posted: 27 Jun 2019 12:01 AM PDT

Q: I saved an article you wrote from 2015 that says that I should “get back the promissory note” I signed when I pay off my loan. And, that the lender should return it to me, stamped “canceled.”

But none of that happened when I paid off my loan. The release of mortgage was recorded with my recorder of deeds, and I have a copy of the release in hand. I went to the bank with your article and asked how to get promissory note back. A very willing employee was willing to help me out and spoke to other people at the bank.

She was told by someone on the phone that I should contact the recorder of deeds. This seems to me a royal run-around by the bank. You wrote: “Different jurisdictions have different rules.” But it seems to me the jurisdiction I am in should be irrelevant. The loan is paid off, the satisfaction of mortgage is recorded; why is getting the original promissory note, stamped “canceled,” and other documents so difficult? Thanks for any insights and or suggestions you can offer.

A: First, congratulations on paying off your mortgage. That’s a pretty significant moment in the life of any homeowner.

We believe the lenders should give back the original note and mortgage from your loan, and the documents should be stamped “cancelled.” In the past, we’ve received those documents back from both regional lenders and the largest mortgage lenders. However, some lenders just don’t do it; or don’t want to do it.

When you deal with a mega lender, it won’t help to go to a local branch to get the documents you might be entitled to receive. You have to call the number for loan customer service and talk to them. Once you have customer service on the phone, you need to talk to someone in the lien release department (or whatever they call a department that oversees releasing liens against property). That department may have the ability to make sure the other documents, in addition to the release of the lien, are sent back to you.

Keep in mind that lenders have hundreds of thousands or even millions of loan files. Those files are either kept at a central location or might be in various locations around the country. For this reason, you need to talk to someone in the department that handles the paperwork once the loan is paid off in full.

Having said that, understand that you’re already way ahead of the game. Your lender issued the release of lien and sent that document to the appropriate office that handles real estate records for filing or recording. You should also have a statement from the bank showing that you no longer have a balance on the loan. Finally, you can probably check out your credit report and find out that the report now shows that the account was paid in full and you owe nothing to that creditor.

In this electronic age, that information may be as important or more important than having the cancelled note and mortgage.

It seems to us that we’re approaching a point where lenders will end up handling closings electronically, and the old way of handling loan documentation may be just that: an old way of doing things. Yes, you’d be better off having the cancelled note and mortgage, but in reality you’ve received the lien release and you likely have the last statement from the bank showing a zero balance. If the bank still tried to collect money from you, or sent a collection agency after you, they’d have trouble proving their case given the documentation you now possess.

While it’s not as satisfying as having a note stamped “cancelled,” we hope this information helps. If you want to pursue it further, try contacting the toll-free number of the bank (look on one of the statements you’ve received), and hope they can find the documents and send them to you. Our feeling is that they probably have lost the documents, can’t find them or are unable (for some other reason) to get them back to you.

(Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink.com.)

LATEST LINE

Posted: 27 Jun 2019 12:01 AM PDT

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             By J. McCarthy  

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Los Angeles is 9-0 in Walker Buehler’s last 9 series opening starts. The Dodgers are 46-21 their last 67 games versus a team with a winning record. Colorado is 1-4 its last 5 games. The Rockies are 0-11 the last 11 games in this series. Take the LA Dodgers over Colorado for another Best Bet winner.

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                      CFL  

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 Favorite             Odds     (O/U)      Underdog  

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                     Week 3   WINNIPEG              5       (58)       Edmonton                 Friday, June 28th.   HAMILTON              13      (58)       Montreal                 Saturday, June 29th.   CALGARY               10 1/2  (53)     B.C. Lions                   Monday, July 1st.   SASKATCHEWAN          11 1/2  (53.5)      Toronto  

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                      MLB  

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 Favorite             Odds     (O/U)      Underdog  

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                National League   PHILADELPHIA     5 1/2-6 1/2  (9.5)       NY Mets   CHICAGO CUBS       Even-6     (9.5)       Atlanta   Washington       8 1/2-9 1/2  (7.5)         MIAMI   LA Dodgers       7 1/2-8 1/2  (11)       COLORADO   SAN FRANCISCO      Pick'em    (8)         Arizona                  American League   Texas              Pick'em    (10)        DETROIT   MINNESOTA          Even-6     (9)       Tampa Bay   LA ANGELS        6 1/2-7 1/2  (9.5)       Oakland                    Interleague   MILWAUKEE            7-8      (10.5)      Seattle   HOUSTON              8-9      (9.5)    Pittsburgh  

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               Home Team in CAPS  

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Ask Kim: Use an HSA for long-term-care premiums

Posted: 27 Jun 2019 12:01 AM PDT

Q: I’m 60, and I understand that I can withdraw up to $1,580 from my health savings account tax-free to pay long-term-care insurance premiums. Can I also use money from the HSA for my spouse’s long-term-care premiums?

A: Yes. You can use money from your HSA tax-free to pay eligible medical expenses for yourself, your spouse and your current tax dependents. The amount you can withdraw tax-free for long-term-care premiums is based on the age of the person whose premiums are paid. For example, people age 51 to 60 can withdraw up to $1,580 (per person) in 2019 tax-free for long-term-care premiums; those age 61 to 70 can withdraw $4,220 in 2019. The long-term-care policy must be “tax qualified,” which includes most standalone long-term-care policies (check with your insurer).

Q: Should people with federal employees’ retiree health coverage sign up for Medicare?

A: You generally have to sign up for Medicare if you are 65 or older and aren’t covered by health insurance from your current employer (or your spouse’s current employer). Retiree coverage is generally considered secondary to Medicare, so you may have gaps in coverage if you don’t sign up for Medicare. But the one exception to this rule is retiree health insurance for former federal employees. If you don’t sign up for Medicare, federal retiree health coverage is considered to be primary, so you won’t have gaps in coverage. Most people still sign up for Medicare Part A, which is usually free, then they compare the costs and coverage for signing up for Part B versus federal retiree health insurance.

You need to make the decision carefully. If you are 65 or older and forgo Part B for the first eight months after losing employer coverage but later decide to sign up, you may have to pay a 10 percent late-enrollment penalty for every year you delayed.

Q: I may sign up for a high-deductible health insurance plan at work so that I can contribute to a health savings account. I’m hoping to build up a nest egg for health costs in retirement. But what happens to my HSA if I switch jobs to a new company without a high-deductible plan?

A: Even if you switch to traditional health insurance, you can keep your money in the HSA. You won’t be able to make new contributions unless you return to a high-deductible plan. And once you go on Medicare, you have to stop contributions. But even if you can’t make new contributions, you can leave the money invested in the tax-sheltered account. You can then tap the account anytime in the future to pay medical costs tax-free.

(Kimberly Lankford is a contributing editor to Kiplinger’s Personal Finance magazine. Send your questions and comments to moneypower@kiplinger.com. And for more on this and similar money topics, visit Kiplinger.com.)

MONEY MARKET FUNDS

Posted: 27 Jun 2019 12:01 AM PDT

Money funds with assets of $500 million or more that are available to individual investors. For period ended June 25, 2019.

                                                             7-Day   7-Day                                              Assets Average  Average  Compound              Fund                            ($Mil) Maturity Yield(%) Yield(%)     Alight MMF/Admin Shares                   660.3    20    1.72     1.73     Amer Century Capital Presv Fund/In      2,061.1    36    1.87     1.89     Amer Century Prime MMF/Inv Class        1,339.5    27    1.94     1.96     Amer Century US Govt MMF/Inv              935.8    36    1.95     1.97     American Funds US Govt MMF/Cl A        10,874.5    28    1.97     1.99     BMO Govt MMF/Class Y                      631.8    20    1.93     1.95     BlackRock MMP/Inv A                       705.1    38    2.03     2.05     BlackRock Treas Strategies Instit  h      157.5    13    1.93     1.95     Cavanal Hill Govt Secs MMF/Adm            559.2    14    1.80     1.82     Cavanal Hill US Treas Fund/Adm            815.7    19    1.63     1.64     Edward Jones MMF/Inv Class             21,697.3    32    1.72     1.73     Edward Jones MMF/RS Class               6,927.3    32    1.70     1.71     FFI Government Fund  h                     50.6    10    1.76     1.78     FFI Treasury Fund  h                      150.5    27    1.97     1.99     Federated Capital Reserves Fund         4,097.6    37    1.60     1.61     Federated Govt Reserves Fund/Cl P       8,092.8    32    1.40     1.41     Federated Prime Cash Oblig/Auto         1,589.3    29    2.04     2.06     Federated Prime Cash Oblig/Capital  h     667.7    29    2.28     2.31     Federated Prime Cash Oblig/Cash II      1,037.6    29    1.68     1.69     Federated Prime Cash Oblig/Service  h   2,627.1    29    2.13     2.15     Federated Prime Cash Oblig/Trust  h     3,169.3    29    1.88     1.90     Federated Prime Cash Oblig/Wealth  h   15,256.9    29    2.38     2.41     Federated Tr for UST Oblig/Cash II        585.3    26    1.50     1.51     Fidelity Government MMF               107,865.5    25    2.01     2.03     Fidelity Govt Cash Reserves           143,801.4    25    2.04     2.06     Fidelity Govt MMF/Cap Reserves          6,316.3    25    1.48     1.49     Fidelity Govt MMF/Daily Money           6,284.1    25    1.73     1.74     Fidelity Govt MMF/Premium  h            4,365.7    25    2.11     2.13     Fidelity Inv Money Market/Cl I  h      23,114.7    28    2.37     2.40     Fidelity Inv Money Market/Instit  h    36,563.0    28    2.41     2.44     Fidelity MMF/Premium  h                38,937.2    27    2.25     2.28     Fidelity Money Market Fund              5,340.8    27    2.13     2.15     Fidelity Treas MMF/Cap Reserves         1,234.8    18    1.50     1.51     Fidelity Treas MMF/Daily Money          1,751.4    18    1.75     1.77     Fidelity Treasury MMF                  13,109.5    18    2.06     2.08     Fidelity Treasury Only MMF              2,837.5    42    1.94     1.96     First Amer Retail Prime Obligs/Cl       1,374.0    18    2.11     2.13     First Amer Retail Prime Obligs/Cl   h     552.0    18    2.36     2.39     Franklin US Govt Money Fund/Cl A        2,703.6    42    1.66     1.67     Gabelli US Treasury MMF/Cl AAA          2,406.2    44    2.31     2.34     General Treas Secs MMF/Dreyfus            582.0    39    1.74     1.75     Invesco Govt MMF/Cash Reserve           1,730.9    13    1.87     1.89     Invesco Oppenheimer Govt MMF/Cl Y       1,713.9    15    1.77     1.79     Invesco Premier Portfolio/Inst          1,609.7    29    2.40     2.43     Ivy Cash Management Fund/Cl A           1,258.6    26    1.90     1.92     JPMorgan 100% US Treas Secs MMF/Mr      2,040.9    34    1.78     1.80     JPMorgan Liquid Assets MMF/Agency  h      583.1    46    2.34     2.37     JPMorgan Liquid Assets MMF/Capital  h   1,253.5    46    2.42     2.45     JPMorgan Liquid Assets MMF/Instit  h    2,889.8    46    2.39     2.42     JPMorgan Liquid Assets MMF/Premier  h   1,765.5    46    2.15     2.17     JPMorgan US Govt MMF/Morgan             1,775.0    18    1.83     1.85     JPMorgan US Treas Plus MMF/Morgan         747.0    16    1.82     1.84     John Hancock MMF/Cl A                     637.4    40    1.86     1.88     Morgan Stanley US Govt MMT/Cl R           575.7    11    2.09     2.11     Northern MMF                              564.4    44    2.22     2.24     Northern US Govt MMF                   14,833.1    54    2.08     2.10     Northern US Govt Select MMF             2,715.1    54    2.08     2.10     PIMCO Govt MMF/Cl A                       641.3     3    2.12     2.14     PNC Government MMF/Cl A                 2,354.8    26    2.00     2.02     PNC Treasury MMF/Cl A                     611.3    39    1.90     1.92     Putnam MMF/Cl A                           704.8    26    2.06     2.08     RBC US Govt MMF/Investor                  992.2    15    1.42     1.43     Ready Assets Govt Liquidity Fund          980.8    34    1.55     1.56     Schwab Govt Money Fund/Investor        10,623.1    37    2.06     2.08     Schwab Govt Money Fund/Sweep           11,444.7    37    1.79     1.81     Schwab Treas Obligs MF/Investor         9,378.3    30    2.04     2.06     Schwab US Treas MF/Investor             4,864.6    47    1.97     1.99     Schwab Value Adv MF/Investor           61,304.5    38    2.19     2.21     Schwab Value Adv MF/Ultra  h           37,634.9    38    2.34     2.37     T Rowe Price Cash Reserves Fund         2,853.9    50    2.08     2.10     T Rowe Price Govt MF/Inv                7,602.0    48    2.05     2.07     T Rowe Price US Treas MF/Inv            4,637.8    37    2.04     2.06     Transamerica Govt MMF/Cl R2               813.2    38    1.60     1.61     UBS Prime Investor Fund                 1,688.9    31    2.07     2.09     UBS Prime Reserves Fund  h              2,871.3    31    2.33     2.36     USAA Money Market Fund                  4,994.5    38    1.99     2.01     USAA Treasury MM Trust                  4,995.5    40    1.96     1.98     Vanguard Federal MMF                  124,966.3    39    2.29     2.32     Vanguard Prime MMF/Investor           104,338.3    30    2.36     2.39     Vanguard Treasury MMF  h               26,508.3    45    2.33     2.36     Wells Fargo 100% Treas MMF/Svc  h       3,232.2    31    1.85     1.87     Wells Fargo Govt MMF/Svc  h             1,865.5    19    1.91     1.93     Wells Fargo Treas Plus MMF/Cl A         1,376.5    16    1.78     1.80     Wells Fargo Treas Plus MMF/Svc  h       1,308.5    16    1.93     1.95     Western Asset Govt Reserves/Cl A          797.1    18    1.79     1.81     Wilmington US Govt MMF/Admin            1,403.5    37    1.78     1.80     Wilmington US Govt MMF/Service          1,163.1    37    1.63     1.64  

iMoneyNet MONEY FUND AVERAGE(TM)All Taxable !

  (Averages for all  807 taxable funds)!               29     1.99     2.01    30-day average yield   2.01  

MONEY FUND TABLE COMMENTARY: Assets of the 807 taxable money funds reported by MONEY FUND REPORT® of WESTBOROUGH, MA 01581 increased $17.9 billion to $3,020.3 billion during the week ended June 25, 2019. The taxable funds’ 7-day average yield remained unchanged at 1.99 percent. The taxable funds’ 30-day average yield remained unchanged at 2.01 percent. The taxable funds’ average maturity shortened by 1 day to 29 days.

Yield columns represent: annualized yield to shareholders for the past seven days and 7-day compounded (effective) rates of return. Past returns are not necessarily indicative of future yields. Investment quality and maturity may vary among funds.

h–fund requires minimum initial investment of 50,000 or more.

Reprinted in condensed form with permission from MONEY FUND REPORT®, a service of iMoneyNet, Westborough, Mass. 01581, 508-616-6600. On the Web at http://www.imoneynet.com.

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